315 S 7th St, Cedar Springs, MI 49319 Property Records

Kent County property record for 315 S 7th St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,329 sqft · built 1972
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Jul 1999)
Deeds & Mortgages	Oct 2023 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-02-36-210-005`

Property Details

APN / Parcel Number

Primary APN	`41-02-36-210-005`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,329 sqft Living Area
1st Floor Area	1,324 sqft
Basement Area	1,024 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	315 S 7TH ST
City	CEDAR SPRINGS
State	MI
Zip	49319-9482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 1 & 2 BLK 83 * VILLAGE OF CEDAR SPRINGS
Legal Subdivision	VILLAGE OF CEDAR SPRINGS
Legal Block	83
Legal Lot Number	1-2
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	1
Census Block	1030
Census Tract	10200

Owner

315 S 7th St is owned and occupied by an individual who acquired it in February 2019.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	315 S 7TH ST, CEDAR SPRINGS, MI 49319-9482
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Intrafamily Transfer, Transfer
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jul 8, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 1999 · Amount on File
Deed Sale	Jul 9, 1999 · Amount on File
Prior Sale	Dec 9, 1998 · Amount on File
Deed Book / Page	4802 / 1339
Last Transfer Date	Feb 22, 2019
Transfer Doc	0000055443
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Oct 2, 2023
Property Address	315 S 7TH ST, CEDAR SPRINGS, MI 49319-9482
Document Number	0000056588
Map Reference	LB 2 PG 74&75
Instrument Date	Sep 29, 2023
Instrument	20231002-0056588
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 S 7TH ST, CEDAR SPRINGS, MI 49319-9482

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	315 S 7TH ST, CEDAR SPRINGS, MI 49319-9482
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003131
Date	Jan 11, 2021
Instrument	20210111-0003131

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	85 Months
Due	Feb 1, 2028

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Jul 8, 2022
Property Address	315 S 7TH ST, CEDAR SPRINGS, MI 49319-9482
Document Number	0000055443
Map Reference	LB 2 PG 74&75
Instrument Date	Feb 22, 2019
Instrument	20220708-0055443
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 S 7TH ST, 315, CEDAR SPRINGS, MI 49319-9482

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	315 S 7TH ST, CEDAR SPRINGS, MI 49319-9482

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$141,000 (+8.8%)	$282,000 (+8.8%)
2025	$129,600	$259,200
2023	$104,700	$209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 S 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 S 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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