1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. Ryder Cup Cir
  6. 315 Ryder Cup Cir

315 Ryder Cup Cir, Unit 102, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 315 Ryder Cup Cir, Unit 102, Saint Augustine, FL 32092

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,055 sqft · built 2005
OwnerIndividual Name on File
Last Sale$158,000 (Aug 2020)
Tax Bill$2,612 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN028220-8125

Property Details

APN / Parcel Number

Primary APN028220-8125

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units15 Units
Building Area1,055 sqft Living Area
1st Floor Area1,055 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005

Location & Zoning

Street Address315 RYDER CUP CIR, 102
CitySAINT AUGUSTINE
StateFL
Zip32092-4708
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLEGENDS AT ST JOHNS CONDO PH 2 (OR1993/1091 & OR2573/63) BLDG 8 UN 102 (E102) OR5025/522
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionLEGENDS AT ST JOHNS BLDG 8
Legal Phase2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3013
Census Tract20908

Owner

315 Ryder Cup Cir, Unit 102 is owned by an individual who bought it in August 2020.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address400 TOCINA PL, SAINT AUGUSTINE, FL 32092-4753
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Jun 8, 2018Warranty Deed, Transfer
LANDMARK TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2020 · Amount on File
Deed SaleAug 25, 2020 · Amount on File
Prior SaleJun 8, 2018 · Amount on File
Deed Document Number202071492
Deed Book / Page5025 / 522
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 25, 2020
Property Address315 RYDER CUP CIR UNIT 102, 102, SAINT AUGUSTINE, FL 32092-4708
Document Number0050250522
Book / Page5025 / 522
Map ReferenceMB 1993 PG 1091
Instrument DateAug 25, 2020
Instrument2020071492
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyVICTORY TTL OF ST JOHNS CNTY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,106.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address115 N CHAMPIONS WAY, 115, SAINT AUGUSTINE, FL 32092-2769

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address400 TOCINA PL, SAINT AUGUSTINE, FL 32092-4753

Mortgage

Document Number5025525
DateAug 25, 2020
Instrument5025/525
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 8, 2018
Property Address315 RYDER CUP CIR UNIT 102, 102, SAINT AUGUSTINE, FL 32092-4708
Document Number0045601556
Book / Page004560 / 001556
Instrument DateJun 5, 2018
Instrument40226
Transaction TypeTransfer
Record UpdatedJun 25, 2018
Title CompanyLANDMARK TITLE

Transaction

AmountAmount on Record
Tax$1,050.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1713 DOMINION OAK CIRLCE CARY NC 27519, CARY, NC 27519

Tax Assessment & Valuation

The 2025 property tax bill for 315 Ryder Cup Cir, Unit 102 was $2,612, up 10.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$194,000 (-) Building $194,000$194,000 (-) Building $194,000
2025$2,612.00 (+10.21%)$194,000$194,000
2024$2,370.00 (+0.42%)
2023$2,360.00 (+14.62%)$214,830 (+22.06%)$214,830 (+22.06%)
2022$2,059.00$176,000$176,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Ryder Cup Cir, Unit 102 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 175 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies175 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Ryder Cup Cir, Unit 102 is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Ryder Cup Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures