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315 Rustic Cir, White Lake, MI 48386 Property Records

Oakland County property record for 315 Rustic Cir, White Lake, MI 48386

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,174 sqft · built 1992
Lot Size0.307 acres (13,373 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Oct 2019)
Tax Bill$3,095 (2025)
Deeds & MortgagesOct 2019 Sale
Flood ZoneZone X (minimal risk)
APNY-12-26-256-051

Property Details

APN / Parcel Number

Primary APNY-12-26-256-051

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area2,174 sqft Living Area
1st Floor Area1,449 sqft
Basement Area1,449 sqft
Unfinished Basement1,449 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area13,373 sqft (0.307 acres)
Lot Dimensions123 ft deep x 80 ft wide
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area41 sqft
Deck Area456 sqft
Patio Area1,137 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceWell

Location & Zoning

Street Address315 RUSTIC CIR
CityWHITE LAKE
StateMI
Zip48386-3043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1D
Legal DescriptionT3N, R8E, SEC 26 CEDAR CREST SUB NO 4 LOTS 380 & 381 3-29-90 FR 016 & 017
Legal Range08E
Legal Township03N
Legal Section26
Legal SubdivisionCEDAR CREST SUB
JurisdictionOAKLAND MI
Township / Civil DivisionWHITE LAKE
Census Block Group3
Census Block3003
Census Tract130600

Owner

315 Rustic Cir is owned and occupied by an individual who bought it in October 2019.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address315 RUSTIC CIR, WHITE LAKE, MI 48386-3043
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2019 · Amount on File
Deed SaleOct 23, 2019 · Amount on File
Prior SaleJun 26, 2012 · Amount on File
Deed Document Number2019175622
Deed Book / Page53408 / 405
Prior Transfer DateMay 27, 2011
Prior Transfer Doc0000108113
Record UpdatedSep 20, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 23, 2019
Property Address315 RUSTIC CIR, WHITE LAKE, MI 48386-3043
Document Number0000175622
Book / Page53408 / 00405
Map ReferenceLB 35 PG 38
Instrument DateOct 4, 2019
Instrument175622
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$1,935.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 RUSTIC CIR, 315, WHITE LAKE, MI 48386-3043

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 RUSTIC CIR, WHITE LAKE, MI 48386-3043

Tax Assessment & Valuation

The 2025 property tax bill for 315 Rustic Cir was $3,095 with a homeowner's exemption, down 38.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionWhite Lake Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,095.00 (-38.94%) Homeowner's exemption$183,610$367,220
2024$5,069.00
2023$158,850$317,700
2021$4,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Rustic Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimMay 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 Rustic Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE LAKE TOWNSHIP
serves 6,619 people · EPA ID MI0007065
Water SourceGroundwater
Last State InspectionMar 2026
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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