315 Rosewood Ave, Eugene, OR 97404 Property Records

Lane County property record for 315 Rosewood Ave, Eugene, OR 97404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,810 sqft · built 1958
Lot Size	0.183 acres (7,980 sqft)
Owner	Individual Name on Record
Last Sale	$481,000 (Feb 2022)
Tax Bill	$4,227 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-04-14-41-03200-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-14-41-03200-000`
Alternative APNs	`1704144103200` `0392041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	2,335 sqft
1st Floor Area	1,810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	7,980 sqft (0.183 acres)
Lot Dimensions	105 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	525 sqft
Driveway	Driveway
Driveway Area	378 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	0392041
Street Address	315 ROSEWOOD AVE
City	EUGENE
State	OR
Zip	97404-2363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 03200
Legal Range	04
Legal Township	17
Legal Section	14
Legal Subdivision	THIRD ADDITION TO RIDGEFIELD
Legal Block	5
Legal Lot Number	3200
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2027
Census Tract	2800

Owner

Source: Lane County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 ROSEWOOD AVE, EUGENE, OR 97404-2363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 12, 2018	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	Sep 12, 2018 · Amount on Record
Deed Document Number	20228568
Prior Transfer Date	Mar 24, 2015
Prior Transfer Doc	0000016795
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Feb 23, 2022
Property Address	315 ROSEWOOD AVE, EUGENE, OR 97404-2363
Document Number	0000008568
Map Reference	MB 23 PG 14
Instrument Date	Feb 22, 2022
Instrument	2022-008568
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 ROSEWOOD AVE, EUGENE, OR 97404-2363

Mortgage

Document Number	0000008569
Date	Feb 23, 2022
Instrument	2022-008569

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	315 ROSEWOOD AVE, EUGENE, OR 97404-2363
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034830
Date	Jul 1, 2020
Instrument	2020-034830

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 12, 2018
Property Address	315 ROSEWOOD AVE, EUGENE, OR 97404-2363
Document Number	0000042989
Map Reference	MB23 PG14
Instrument Date	Sep 10, 2018
Instrument	2018-042989
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	315 ROSEWOOD AVE, EUGENE, OR 97404-2363

Mortgage

Document Number	0000042990
Date	Sep 12, 2018
Instrument	2018-042990

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 20, 2021

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,227.00 (+3.53%)	$251,662 (+6.09%)	$460,356 (+1.7%) Land $137,113 Building $323,243
2023	$4,083.00 (+3.81%) Veteran's exemption	$237,217 (+3%)	$452,649 (+11.27%) Land $111,554 Building $341,095
2022	$3,933.00 Veteran's exemption	$230,308	$406,817 Land $113,708 Building $293,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Hunter Communications, Verizon.

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