315 Rocky Rd, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 315 Rocky Rd, Seven Devils, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 988 sqft · built 1920
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Tax Bill$532 (2025)
Flood ZoneZone X (minimal risk)
APN1878-10-6384-000

Property Details

APN / Parcel Number

Primary APN1878-10-6384-000
Alternative APN
  • 1155878

Interior

Bedrooms1 Bed
Full Baths1 Bath
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms1 Room
Stories1 Story
Building Area988 sqft Living Area
1st Floor Area748 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
PorchPorch
Porch Area135 sqft
Patio Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number1155878
Street Address315 ROCKY RD
CityBANNER ELK
StateNC
Zip28604-9623
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionWATAUGA NC
Township / Civil DivisionWATAUGA
Census Block Group3
Census Block3017
Census Tract920900

Owner

Source: Watauga County records · APN 1878-10-6384-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address295 ROCKY RD, BANNER ELK, NC 28604-9622
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$532.00$113,200 (-) Land $10,400 Building $102,800
2024$113,200 Land $10,400 Building $102,800
2023$113,200 Land $10,400 Building $102,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899209003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 47 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims21 (2004–2025)
Claims Outside the SFHA5 of 21
Most Recent ClaimMay 2025, river or lake flooding
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 14 claims
  • Hurricane Ivan, Sep 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

Nearby Properties on Rocky Rd

Nearby Streets

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