315 Rivercliff Ct, Norfork, AR 72658 Property Records

Baxter County property record for 315 Rivercliff Ct, Norfork, AR 72658

Property Summary

Property Type	Rural Home
Details	4 ba · 2,696 sqft · built 2008
Lot Size	10.9 acres (476,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Dec 2019)
Tax Bill	$4,526 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-01360-002`

Property Details

APN / Parcel Number

Primary APN	`001-01360-002`
Alternative APN	`40132`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,696 sqft Living Area
1st Floor Area	2,696 sqft
Basement Area	2,498 sqft
Unfinished Basement	2,498 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	476,982 sqft (10.9 acres)
Garage Type	Mixed
Garage Area	652 sqft
Driveway	Concrete Driveway
Driveway Area	832 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	298 sqft
Deck Area	311 sqft
Patio Area	253 sqft
Lean-To	Lean-To
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	315 RIVERCLIFF CT
City	NORFORK
State	AR
Zip	72658-9119
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PART OF THE NORTHEAST 1/4 NORTHWEST 1/4 AND PART OF THE NORTHWEST 1/4 NORTHEAST 1/4 OF FRACTIONAL SECTION 18, TOWNSHIP 18 NORTH, RANGE 12 WEST, RIGHT BANK OF WHITE RIVER, BAXTER COUNTY, ARKANSAS, DESCRIBED AS FOLLOWS: FROM THE SOUTHWEST CORNER OF THE
Legal Range	12
Legal Township	18
Legal Section	18
Legal Subdivision	NE 1/4 NW 1/4 NW 1/4 NE 1/4 18-12
Legal Tract	C
Jurisdiction	BAXTER AR
Township / Civil Division	LONE ROCK
Census Block Group	2
Census Block	2011
Census Tract	950500

Owner

Source: Baxter County records, as of March 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 RIVERCLIFF CT, NORFORK, AR 72658-9119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 2, 2022	Deed of Trust, Mortgage · Closed-End Mortgage ANSTAFF BANK NA
Dec 4, 2019	Warranty Deed, Transfer · VA Mortgage LEADERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Prior Sale	Apr 27, 2015
Deed Document Number	201910854
Prior Transfer Date	Apr 10, 2015
Prior Transfer Doc	L201504527
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	315 RIVERCLIFF CT, NORFORK, AR 72658-9119
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202100606
Date	Jan 19, 2021
Instrument	L202100606

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	315 RIVERCLIFF CT, NORFORK, AR 72658-9119
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 RIVERCLIFF CT, NORFORK, AR 72658-9119

Mortgage

Document Number	L202211730
Date	Nov 2, 2022
Instrument	L202211730

Lender

Name	ANSTAFF BANK NA
Type	Bank
Address	MOUNTAIN HOME, AR 72653

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Jan 1, 2028

Interest

Change Frequency	2 Years

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Dec 4, 2019
Property Address	315 RIVERCLIFF CT, NORFORK, AR 72658-9119
Document Number	L201910854
Instrument Date	Dec 3, 2019
Instrument	L201910854
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	ALLYN ABSTRACT, ALLEY ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,584.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 157, NORFORK, AR 72658-0157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 S RIVERSIDE DR PH 1403, 1403, MEMPHIS, TN 38103-4626

Mortgage

Document Number	L201910855
Date	Dec 4, 2019
Instrument	L201910855

Lender

Name	LEADERS CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Unified School District	Norfork Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,526.00 (+2.58%) Homeowner's exemption	$107,170 (-) Land $13,220 Building $93,950
2024	$4,412.00 (+3.23%)
2023	$4,274.00 Homeowner's exemption	$107,170 Land $13,220 Building $93,950	$535,850 Land $66,100 Building $469,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	50 (2004–2017)
Claims Outside the SFHA	9 of 50
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Associated Flooding, Apr 2011 · 2 claims Severe Storms, Tornadoes, And Flooding, Apr 2008 · 40 claims Sever Storms, Flooding And Landslides, Apr 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 77% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Rivercliff Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures