St. Johns County property record for 315 Ridgeway Rd, Saint Augustine, FL 32080 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,218 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,200,000 (2024) |
| Tax Bill | $17,057.00 (2025) |
| Primary APN | 164161-0450 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 2,218 sqft Living Area |
| Gross Area | 2,852 sqft Gross Area |
| 1st Floor | 2,218 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.22 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 634 sqft Garage |
| Porch Area | 273 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 315 RIDGEWAY RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-0050 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 86/37-40 RIDGE AT ST AUGUSTINE BEACH LOT 45 OR5972/992 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 34 |
| Legal Subdivision | RIDGE AT ST. AUGUSTINE BEACH |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 21409 |
Source: St. Johns County records · APN 164161-0450
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0050 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Feb 04, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage WHITNEY BANK |
| Apr 30, 2019 | Special Warranty Deed, Subdivision Related Transfer · Adjustable Rate Mortgage (ARM) SEACOAST NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2024 · Amount on Record |
| Deed Sale | Jun 21, 2024 · Amount on Record |
| Prior Sale | Apr 30, 2019 · Amount on Record |
| Deed Doc Number | 202449000 |
| Deed Book / Page | 5972 / 992 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 315 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0050 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 25 CORAL WAY, KEY WEST, FL 33040-5911 |
| Document Number | 0051710909 |
|---|---|
| Date | Feb 04, 2021 |
| Book Page | 5171/909 |
| Instrument | 2021013105 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39501 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 30, 2019 |
| Property Address | 315 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0050 |
| Document Number | 0047161348 |
| Book / Page | 4716 / 1348 |
| Map Reference | MB 86 PG 37-40 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 2019029540 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,696.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1102 A1A N # N102, 1102, PONTE VEDRA BEACH, FL 32082-4098 |
| Name | Verified Name |
|---|---|
| Address | 1107 HAWKSBILL LN, SUMMERLAND KEY, FL 33042-3159 |
| Document Number | 2019029541 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019029541 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,077,916 (+0.62%) Land $335,000 Building $742,916 | $1,077,916 (+0.62%) Land $335,000 Building $742,916 | |
| 2025 | $17,057.00 (+9.61%) Homeowner's exemption | $1,071,317 (+3.42%) | $1,071,317 (+3.42%) Land $335,000 Building $736,317 |
| 2024 | $15,562.00 (+0.05%) Homeowner's exemption | $1,035,881 (+1.56%) | $1,035,881 (-) Land $335,000 Building $700,881 |
| 2023 | $15,555.00 (+276.18%) Homeowner's exemption | $1,019,926 (+219.53%) | $1,035,881 (+224.52%) Land $335,000 Building $700,881 |
| 2022 | $4,135.00 | $319,200 | $319,200 Land $319,200 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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