Putnam County property record for 315 Ridge Rd, Ottawa, OH 45875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,462 sqft · built 2015 |
| Lot Size | 0.539 acres (23,479 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,763 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-213000.0000 |
| Primary APN | 32-213000.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,462 sqft Living Area |
| 1st Floor Area | 2,462 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 23,479 sqft (0.539 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 315 RIDGE RD |
|---|---|
| City | OTTAWA |
| State | OH |
| Zip | 45875-1780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 01531 HARVEST RIDGE 2ND ADDITION |
| Legal Subdivision | HARVEST RIDGE 2ND ADDITION |
| Legal Lot Number | 1531 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | OTTAWA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 30302 |
315 Ridge Rd is owned and occupied by two individuals.
Source: Putnam County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 RIDGE RD, OTTAWA, OH 45875-1780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 315 Ridge Rd was $4,763 with a homeowner's exemption, up 2.6% from the year before.
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa Village |
| Unified School District | Ottawa-Glandorf Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,763.00 (+2.56%) Homeowner's exemption | $144,860 (-) Land $13,850 Building $131,010 | $413,880 Land $39,570 Building $374,310 |
| 2024 | $4,644.00 (-0.54%) Homeowner's exemption | $144,860 (+28.83%) Land $13,850 Building $131,010 | |
| 2023 | $4,669.00 (+13.63%) Homeowner's exemption Additional exemption filed | $112,440 (-) Land $10,780 Building $101,660 | $413,880 Land $39,570 Building $374,310 |
| 2022 | $4,109.00 | $112,440 Land $10,780 Building $101,660 | |
| 2020 | $321,260 Land $30,800 Building $290,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2007–2013) |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 315 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: HDER Link, MetaLINK Technologies.
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