315 Richton Rd, Steger, IL 60475 Property Records

Will County property record for 315 Richton Rd, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	1,858 sqft · built 1991
Lot Size	0.23 acres (9,818 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Aug 2017)
Tax Bill	$7,832 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-05-301-016`

Property Details

APN / Parcel Number

Primary APN	`23-15-05-301-016`
Alternative APN	`15053010160000`

Interior

Stories	1 Story
Building Area	1,858 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	9,818 sqft (0.23 acres)
Garage Type	Attached
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	315 RICHTON RD
City	STEGER
State	IL
Zip	60475-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 IN RESUB OF LOT 134, (EX THE W 96.10 FT) (EX THE W 33 FT THOF), LOT 135 (EX THE W 33 FT THROF) LOT 136, IN ADAMS ACRE
Legal Range	14E
Legal Township	34N
Legal Section	06
Legal Subdivision	ADAMS ACRES
Legal Lot Number	8
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1005
Census Tract	883804

Owner

315 Richton Rd is owned and occupied by an individual who bought it in August 2017.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	315 RICHTON RD, STEGER, IL 60475-1508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 3, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Aug 7, 2017	Warranty Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Prior Sale	May 19, 2004 · Amount on File
Deed Document Number	201761422
Prior Transfer Date	Aug 17, 2010
Prior Transfer Doc	0000090218
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	315 RICHTON RD, STEGER, IL 60475-1508
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030778
Date	Apr 18, 2022
Instrument	R2022030778

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate	2.87%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	315 RICHTON RD, STEGER, IL 60475-1508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109367
Date	Dec 3, 2020
Instrument	R2020109367

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	238 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 7, 2017
Property Address	315 RICHTON RD, STEGER, IL 60475-1508
Document Number	0000061422
Map Reference	DOC R68-21148
Instrument Date	Jul 28, 2017
Instrument	R2017061422
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	315 RICHTON RD, STEGER, IL 60475-1508

Mortgage

Document Number	0000061423
Date	Aug 7, 2017
Instrument	R2017061423

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 315 Richton Rd was $7,832.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,832.00	$87,308 (+5.5%) Land $11,103 Building $76,205	$261,924 (+5.5%) Land $33,309 Building $228,615
2024		$82,756 Land $10,524 Building $72,232	$248,268 Land $31,572 Building $216,696
2022	$6,919.00 Homeowner's exemption	$65,673 Land $8,351 Building $57,322	$197,019 Land $25,053 Building $171,966

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 Richton Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 Richton Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: T-Mobile.

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