315 Rd E, #O, Henderson, NE 68371 Property Records

York County property record for 315 Rd E, #O, Henderson, NE 68371

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,944 sqft · built 1945
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Trust Names on Record
Last Sale	$16,500 (Jun 2023)
Tax Bill	$2,977 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`930099206`

Property Details

APN / Parcel Number

Primary APN	`930099206`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,944 sqft
Basement Area	954 sqft
Finished Basement	1,048 sqft
Game Room	Game Room
Elevator	Elevator

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1992
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	131,116 sqft (3.01 acres)
Garage Type	Mixed
Garage Area	2,782 sqft
Driveway	Driveway
Parking Spaces	10 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	437 sqft
Patio Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	315 ROAD E, O
City	HENDERSON
State	NE
Zip	68371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	IRR TR #1 IN SW 1/4 34-10-2 3.01 AC; MAP NUMBER: 3519-22-2-00000-000-0003
Legal Range	02
Legal Township	10
Legal Section	34
Legal Subdivision	VILLAGE OF MCCOOL JUNCTION
Legal Tract	1
Jurisdiction	YORK NE
Township / Civil Division	MCFADDEN
Census Block Group	1
Census Block	1319
Census Tract	969900

Owner

Source: York County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	315 ROAD O, MC COOL JUNCTION, NE 68401-8030
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage ADAMS BANK & TRUST
Jan 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	20231165
Deed Book / Page	125 / 502
Prior Transfer Date	Dec 17, 2016
Prior Transfer Doc	0000002857
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK NE
Property Address	315 ROAD E # O, O, HENDERSON, NE 68371-8834
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 ROAD O, MC COOL JUNCTION, NE 68401-8030

Mortgage

Document Number	000085/449
Date	Oct 16, 2020
Book Page	85/449
Instrument	2020-02396

Lender

Name	ADAMS BANK & TRUST
Type	Bank
Address	NORTH PLATTE, NE 69103

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK NE
Recording Date	Jan 29, 2021
Property Address	315 ROAD E # O, O, HENDERSON, NE 68371-8834
Document Number	000090/202
Book / Page	90 / 202
Instrument Date	Jan 21, 2021
Instrument	2021-00241
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	NOT AVAILABLE, YORK COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202100242
Date	Jan 29, 2021
Instrument	2021-00242

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: York County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	York County
Unified School District	McCool Junction Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,977.00 (-19.97%)	$458,018 (+43.72%) Land $51,505 Building $406,513	$458,018 (+43.72%) Land $51,505 Building $406,513
2023	$3,720.00	$318,694 Land $43,890 Building $274,804	$318,694 Land $43,890 Building $274,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glenwood Telecommunications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Big Red Communications Fixed Wireless	200 / 100
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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