Elmore County property record for 315 Rays Cv, Wetumpka, AL 36092
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,620 sqft · built 2014 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $624 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04-20-0-001-049.000 |
| Primary APN | 13-04-20-0-001-049.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 540 sqft |
| Interior Walls | Paneling |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Metal |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 85,378 sqft (1.96 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Porch | Slab |
| Porch Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 315 RAYS CV |
|---|---|
| City | WETUMPKA |
| State | AL |
| Zip | 36092-7010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT SW COR OF SW 1/4 OF SW 1/4 OF SEC 20 T19N R18E; E 2197'; NE 156.69'; NW 157.08'; N 156.76' TO POB; N 157.61'; E 525.76 |
| Legal Range | 18E |
| Legal Township | 19N |
| Legal Section | 20 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | WETUMPKA |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 30802 |
315 Rays Cv is owned and occupied by an individual.
Source: Elmore County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 RAYS CV, WETUMPKA, AL 36092-7010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 315 RAYS CV, WETUMPKA, AL 36092-7010 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2020/97656 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 2020/97656 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 1, 2035 |
The 2026 property tax bill for 315 Rays Cv was $624 with exemptions applied, up 7.6% from the year before.
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $624.00 (+7.59%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $580.00 (-5.69%) Homeowner's exemption Senior Citizen's exemption | $33,700 (+6.98%) | $379,810 (+20.55%) Land $74,750 Building $305,060 |
| 2024 | $615.00 (-0.81%) Homeowner's exemption Senior Citizen's exemption | $31,500 (-0.84%) | $315,060 (-0.82%) Land $65,000 Building $250,060 |
| 2023 | $620.00 (+37.47%) | $31,766 (+23.57%) Land $6,500 Building $25,266 | $317,660 (+23.57%) Land $65,000 Building $252,660 |
| 2022 | $451.00 | $25,706 Land $7,150 Building $18,556 | $257,060 Land $71,500 Building $185,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Rays Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jun 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Rays Cv is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.1% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLTVILLE WATER SYSTEM serves 12,600 people · EPA ID AL0000540 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Central Access, Verizon.
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