315 Raton Ave, La Junta, CO 81050 Property Records

Otero County property record for 315 Raton Ave, La Junta, CO 81050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,430 sqft · built 1900
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Apr 2018)
Tax Bill	$981 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2018 Sale & Mortgage
APN	`4643-023-19008`

Property Details

APN / Parcel Number

Primary APN	`4643-023-19008`
Alternative APN	`107755`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,430 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	107755
Street Address	315 RATON AVE
City	LA JUNTA
State	CO
Zip	81050-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17 & 18 BLK 38 LJ B864P434; MS# 62,6384; RCPTN-532833 #629734-WD; BL- LT- SEC- 2 TWN- 24 RNG- 55
Legal Range	55
Legal Township	24
Legal Section	02
Legal Subdivision	LJ (B14-29; B34-39; B42-44; B53-55)
Legal Block	38
Legal Lot Number	17,18 18
Jurisdiction	OTERO CO
Township / Civil Division	LA JUNTA
Census Block Group	3
Census Block	3061
Census Tract	968600

Owner

315 Raton Ave is owned and occupied by an individual who bought it in April 2018.

Source: Otero County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	315 RATON AVE, LA JUNTA, CO 81050-1637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 27, 2018	Special Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on File
Deed Sale	Apr 27, 2018 · Amount on File
Prior Sale	Jun 3, 2016 · Amount on File
Deed Document Number	651278
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	315 RATON AVE, LA JUNTA, CO 81050-1637
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	662510
Date	Sep 3, 2021
Instrument	662510

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OTERO CO
Recording Date	Apr 27, 2018
Property Address	315 RATON AVE, LA JUNTA, CO 81050-1637
Document Number	0000651278
Instrument Date	Apr 24, 2018
Instrument	651278
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.99
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 SAN JUAN AVE, LA JUNTA, CO 81050-9277

Mortgage

Document Number	0000651279
Date	Apr 27, 2018
Instrument	651279

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 315 Raton Ave was $981.

Source: Otero County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Otero County
Municipality	La Junta City
Unified School District	East Otero School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$981.00	$13,964	$222,642
2023	$939.00 (+35.11%)	$14,110 (+36.87%) Land $314 Building $13,796	$260,405 Land $3,942 Building $256,463
2022	$695.00	$10,309 Land $325 Building $9,984
2021			$114,506 Land $3,942 Building $110,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 315 Raton Ave; there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1990–1999)
Most Recent Claim	May 1999 · Flooding 4/30/99
Claims by Event	Flooding 4/30/99, May 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Raton Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LA JUNTA serves 8,320 people · EPA ID CO0145420
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Viaero Wireless.

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