315 Ramsgate Rd, Auburndale, FL 33823 Property Records

Polk County property record for 315 Ramsgate Rd, Auburndale, FL 33823

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,400 sqft · built 1972
Lot Size	1.19 acres (51,919 sqft)
Owner	Company Name on Record
Last Sale	$511,000 (Dec 2020)
Tax Bill	$6,958 (2025)
Deeds & Mortgages	Dec 2020 Sale Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-28-03-312000-002130`

Property Details

APN / Parcel Number

Primary APN	`25-28-03-312000-002130`
Alternative APNs	`032825312000002130` `32825000`

Interior

Units	2 Units
Stories	1 Story
Building Area	2,400 sqft Gross Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2004
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Tile
Lot Area	51,919 sqft
View / Lot	Commercial
Canopy	1,780 sqft

Location & Zoning

Street Address	315 RAMSGATE RD
City	AUBURNDALE
State	FL
Zip	33823-3010
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	LI
Legal Description	INTERLOCHEN PB 11-36 BLK 2 LOTS 13 TO 24 LYING WLY OF RAMSGATE RD LESS BEG 67 FT N OF SW COR LOT 23 FOR POB RUN N 69 DEG 45 MIN E 55 FT N 20 DEG 15 MIN W 135 FT M/L TO PT 5 FT E OF NW COR LOT 24 W 5 FT S 145.87 FT TO POB
Legal Range	25E
Legal Township	28S
Legal Section	03
Legal Subdivision	INTERLOCHEN SUBDIVISION
Legal Tract	312000
Legal Block	2
Legal Lot Number	13-24
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2035
Census Tract	13102

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6135 W SITKA ST, 4, TAMPA, FL 33634-2310
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Prior Sale	Sep 7, 2006
Deed Document Number	2020280942
Deed Book / Page	11512 / 2035
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 29, 2020
Property Address	315 RAMSGATE RD, AUBURNDALE, FL 33823-3010
Document Number	0115122035
Book / Page	011512 / 002035
Instrument Date	Dec 15, 2020
Instrument	280942
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,577.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14106 US HIGHWAY 19 HUDSON FL 346671167, HUDSON, FL 34667-1167

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	315 RAMSGATE RD, AUBURNDALE, FL 33823-3010
Document Number	0113581846
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	55 SKIDMORE RD WINTER HAVEN FL 338843039, WINTER HAVEN, FL 33884-3039

Mortgage

Document Number	0113581846
Date	Sep 1, 2020
Book Page	011358/001846
Instrument	180684

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Auburndale City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,645 (-1.81%) Land $158,448 Building $259,197	$417,645 (-1.81%) Land $158,448 Building $259,197
2025	$6,958.00 (+7.39%)	$425,357 (+3.92%) Land $158,448 Building $266,909	$425,357 (+3.92%) Land $158,448 Building $266,909
2024	$6,479.00 (-4.34%)
2023	$6,773.00 (-2.74%)	$409,324 (-1.92%) Land $158,448 Building $250,876	$409,324 (-1.92%) Land $158,448 Building $250,876
2022	$6,964.00	$417,327 Land $158,448 Building $258,879	$417,327 Land $158,448 Building $258,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2004–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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