315 Prospect Cir, Papillion, NE 68046 Property Records

Sarpy County property record for 315 Prospect Cir, Papillion, NE 68046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1980
Lot Size	0.24 acres (10,487 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Nov 2019)
Tax Bill	$4,076 (2025)
Deeds & Mortgages	Sep 2025 Construction Loan Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010947299`

Property Details

APN / Parcel Number

Primary APN	`010947299`
Alternative APNs	`472992959270400500000029` `13460218`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,184 sqft Total Area
1st Floor Area	1,184 sqft
Basement Area	1,104 sqft
Finished Basement	438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Split Entry
Lot Area	10,487 sqft (0.24 acres)
Lot Dimensions	1 ft deep x 10,453 ft wide
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	192 sqft
Patio Area	439 sqft
Shed	1 Shed
Shed Area	120 sqft

Location & Zoning

Account Number	13460218
Old Parcel Number	472992959270400500000029
Street Address	315 PROSPECT CIR
City	PAPILLION
State	NE
Zip	68046-3782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	LOT 29 OVERLAND HILLS II
Legal Subdivision	OVERLAND HILLS II
Legal Lot Number	29
Jurisdiction	SARPY NE
Township / Civil Division	PAPILLION
Census Block Group	2
Census Block	2002
Census Tract	10623

Owner

Source: Sarpy County records, as of February 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	315 PROSPECT CIR, PAPILLION, NE 68046-3782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Construction Mortgage METRO CU FCU
Dec 14, 2020	Intrafamily Transfer, Transfer · FHA Mortgage CHARTER WEST BANK
Nov 6, 2019	Warranty Deed, Transfer · FHA Mortgage CHARTER WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Prior Sale	Nov 6, 2019 · Amount on Record
Deed Document Number	0000007537
Last Transfer Date	Dec 14, 2020
Transfer Doc	0000003040
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	315 PROSPECT CIR, PAPILLION, NE 68046-3782
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009140
Date	Sep 11, 2025
Instrument	2025-19140

Lender

Name	METRO CU FCU
Type	Credit Union
Address	OMAHA, NE 68137

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SARPY NE
Recording Date	Dec 14, 2020
Property Address	315 PROSPECT CIR, PAPILLION, NE 68046-3782
Document Number	0000003040
Instrument Date	Dec 3, 2020
Instrument	2020-43040
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	DHI TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000003041
Date	Dec 14, 2020
Instrument	2020-43041

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Nov 6, 2019
Property Address	315 PROSPECT CIR, PAPILLION, NE 68046-3782
Document Number	0000007537
Instrument Date	Oct 25, 2019
Instrument	2019-27537
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	DRI TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$461.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000007538
Date	Nov 6, 2019
Instrument	2019-27538

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Sarpy County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Sarpy County
Municipality	Papillion City
Unified School District	Papillion-La Vista Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,076.00 (+6.2%)	$279,673 (+14.95%) Land $44,000 Building $235,673	$279,673 (+14.95%) Land $44,000 Building $235,673
2024	$3,838.00 (-16.22%)
2023	$4,581.00 (+4.09%)	$243,302 Land $35,000 Building $208,302	$243,302 Land $35,000 Building $208,302
2022	$4,401.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PAPILLION serves 35,000 people · EPA ID NE3115313
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Great Plains Communications.

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