315 Prestwick Dr, Davenport, FL 33897 Property Records

Polk County property record for 315 Prestwick Dr, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,579 sqft · built 2000
Lot Size	0.209 acres (9,095 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Nov 2022)
Tax Bill	$5,962 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-23-999999-040390`

Property Details

APN / Parcel Number

Primary APN	`26-25-23-999999-040390`
Alternative APNs	`232526999999040390` `32526000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,579 sqft Living Area
Gross Area	3,020 sqft
1st Floor Area	2,579 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	9,095 sqft (0.209 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Pool Area	288 sqft
Porch	Screened/Unfinished Porch
Porch Area	378 sqft

Location & Zoning

Street Address	315 PRESTWICK DR
City	DAVENPORT
State	FL
Zip	33897-7373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLANDS RESERVE PHASES 2 & 4 SECTIONS 23 & 24 T25 R26 PB 110 PGS 49-54 PHASE 4 LOT 39
Legal Range	26E
Legal Township	25S
Legal Section	23
Legal Subdivision	HIGHLANDS RESERVE PHASES 2 AND 4
Legal Phase	4
Legal Tract	999999
Legal Block	1
Legal Lot Number	39
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1001
Census Tract	12413

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 PRESTWICK DR, DAVENPORT, FL 33897-7373
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	May 24, 2011 · Amount on Record
Deed Document Number	2022291588
Deed Book / Page	12476 / 1029
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 4, 2022
Property Address	315 PRESTWICK DR, DAVENPORT, FL 33897-7373
Document Number	0000291588
Book / Page	12476 / 1029
Map Reference	MB 110 PG 49-54
Instrument Date	Nov 1, 2022
Instrument	2022291588
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	NOT AVAILABLE, VIDCLOSE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	MARTINUS NIPHOFFANA 266, NETHERLANDS XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RUE DE LRENA, CANADA XX

Mortgage

Document Number	0124761034
Date	Nov 4, 2022
Instrument	12476/1034

Lender

Name	DESJARDINS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,962.00 (-7.54%)	$461,191 (+2.83%) Land $110,000 Building $351,191	$461,191 (+2.83%) Land $110,000 Building $351,191
2023	$6,448.00 (+20.84%)	$448,486 (+13.03%) Land $105,000 Building $343,486	$448,486 (+13.03%) Land $105,000 Building $343,486
2022	$5,336.00	$396,773 Land $88,000 Building $308,773	$396,773 Land $88,000 Building $308,773

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35