315 Pine St, Decatur, MI 49045 Property Records

Van Buren County property record for 315 Pine St, Decatur, MI 49045

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 992 sqft
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Jul 2026)
Tax Bill	$1,045 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80-43-060-008-00`

Property Details

APN / Parcel Number

Primary APN	`80-43-060-008-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	992 sqft Living Area
1st Floor Area	992 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft

Exterior

Architectural Style	Ranch
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	125 ft deep x 66 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	315 PINE ST
City	DECATUR
State	MI
Zip	49045-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1&2FAM
Legal Description	1030 19-4-14 561-500 606-595 967-571 1129-365 * LOT 5 HASTINGS & HEWSONS ADDITION.
Legal Subdivision	HASTINGS & HEWSONS ADD
Legal Lot Number	5
Jurisdiction	VAN BUREN MI
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1027
Census Tract	11601

Owner

315 Pine St is owned and occupied by an individual who bought it in July 2026.

Source: Van Buren County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	315 PINE ST, DECATUR, MI 49045-1358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
May 18, 2018	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Aug 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Jul 15, 1997
Deed Document Number	20263476684
Deed Book / Page	1795 / 343
Prior Transfer Date	Jul 30, 2021
Prior Transfer Doc	001723/619
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Jul 1, 2026
Property Address	315 PINE ST, DECATUR, MI 49045-1358
Document Number	0003476684
Book / Page	1795 / 343
Instrument Date	Jun 26, 2026
Instrument	20263476684
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162,428.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 PINE ST, DECATUR, MI 49045-1358

Mortgage

Document Number	0003476685,
Date	Jul 1, 2026
Instrument	20263476685

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2051

Interest

Rate	6.51%
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	315 PINE ST, DECATUR, MI 49045-1358
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01668/0789
Date	May 18, 2018
Book Page	1668/0789

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 17, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN BUREN MI
Recording Date	Aug 2, 2021
Property Address	315 PINE ST, DECATUR, MI 49045-1358
Document Number	001723/619
Book / Page	1723 / 619
Instrument Date	Jul 13, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 PINE ST, DECATUR, MI 49045-1358

Mortgage

Document Number	0001723760
Date	Aug 2, 2021
Instrument	1723/760

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 315 Pine St was $1,045 with a homeowner's exemption, up 3.6% from the year before.

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Decatur Township
Municipality	Decatur Village
Unified School District	Decatur Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,200 (+1.12%)	$108,400 (+1.12%)
2025	$1,045.00 (+3.57%) Homeowner's exemption	$53,600	$107,200
2024	$1,009.00
2023		$48,700	$97,400
2020	$826.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bloomingdale Communications.

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