Hennepin County property record for 315 Pebble Rd N, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,340 sqft · built 2003 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,550,350 (Aug 2003) |
| Tax Bill | $4,842 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-120-22-11-0023 |
| Primary APN | 25-120-22-11-0023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 3,012 sqft |
| 1st Floor Area | 1,340 sqft |
| Basement Area | 906 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 766 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 176 sqft |
| Patio Area | 176 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 315 PEBBLE RD N |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-1540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 014 BLOCK 002 A COBBLESTONE LAKE PRESERVE W 90X125X76X122 |
| Legal Range | 22 |
| Legal Township | 120 |
| Legal Section | 25 |
| Legal Quarter | 11 |
| Legal Subdivision | COBBLESTONE LAKE PRESERVE |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 26907 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 315 PEBBLE RD N, CHAMPLIN, MN 55316-1540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 21, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 20, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2003 · Amount on Record |
| Deed Sale | Aug 8, 2003 · Amount on Record |
| Deed Document Number | 2003833491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 315 PEBBLE RD N, CHAMPLIN, MN 55316-1540 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A10693104 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | A10693104 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 2, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 315 PEBBLE RD N, CHAMPLIN, MN 55316-1540 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 315 PEBBLE RD N, CHAMPLIN, MN 55316-1540 |
| Document Number | 0A10857093 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | A10857093 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Sep 2, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,842.00 (+9.05%) | $403,200 (+2.34%) Land $94,500 Building $308,700 | $403,200 (+2.34%) Land $94,500 Building $308,700 |
| 2023 | $4,440.00 Homeowner's exemption | ||
| 2022 | $394,000 Land $96,000 Building $298,000 | $394,000 Land $96,000 Building $298,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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