315 Payne Rd, Marshall, NC 28753 Property Records

Madison County property record for 315 Payne Rd, Marshall, NC 28753

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,624 sqft · built 2007
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$460 (Feb 2022)
Tax Bill	$1,071 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9736-35-2285`

Property Details

APN / Parcel Number

Primary APN	`9736-35-2285`
Alternative APNs	`9736352285 0003786` `3786`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,624 sqft Heated Area
1st Floor Area	1,624 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)

Exterior Amenities

Deck Area	80 sqft
Shed	1 Shed
Shed Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump

Location & Zoning

Street Address	315 PAYNE RD
City	MARSHALL
State	NC
Zip	28753-8250
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-A
Legal Description	PARCEL 2 PL:4-711
Legal Tract	2
Legal Block	35
Jurisdiction	MADISON NC
Township / Civil Division	3, MARS HILL
Census Block Group	1
Census Block	1027
Census Tract	10602

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 PAYNE RD, MARSHALL, NC 28753-8250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC
May 15, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Aug 17, 2018	Warranty Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Prior Sale	Aug 17, 2018 · Amount on Record
Deed Document Number	2022345354
Deed Book / Page	742 / 205
Prior Transfer Date	Dec 16, 2011
Prior Transfer Doc	0005260697
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Feb 4, 2022
Property Address	315 PAYNE RD, MARSHALL, NC 28753-8250
Document Number	0007420205
Book / Page	742 / 205
Map Reference	MB 4 PG 711
Instrument Date	Feb 2, 2022
Instrument	345354
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2694, WEAVERVILLE, NC 28787-2694

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 PAYNE RD, MARSHALL, NC 28753-8250

Mortgage

Document Number	0000345355
Date	Feb 4, 2022
Instrument	345355

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	315 PAYNE RD # A, A, MARSHALL, NC 28753-8250
Document Number	0006690345
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NAT'L SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 PAYNE RD MARSHALL NC 287538250, MARSHALL, NC 28753-8250

Mortgage

Document Number	0006690345
Date	May 21, 2019
Book Page	000669/000345
Instrument	332720

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Aug 17, 2018
Property Address	315 PAYNE RD # A, A, MARSHALL, NC 28753-8250
Document Number	0006550296
Book / Page	655 / 296
Map Reference	MB4 PG711
Instrument Date	Aug 17, 2018
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 VALLEY DR, 11, MARS HILL, NC 28754-6343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 PAYNE RD, MARSHALL, NC 28753-8250

Mortgage

Document Number	330024
Date	Aug 17, 2018
Instrument	330024

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,071.00	$198,214 (-) Land $61,556 Building $136,658	$198,214 (-) Land $61,556 Building $136,658
2024	$1,071.00	$198,214 (+50.25%) Land $61,556 Building $136,658	$198,214 (+50.25%) Land $61,556 Building $136,658
2023		$131,920 Land $34,140 Building $97,780	$131,920 Land $34,140 Building $97,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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