315 Pascal St S, Saint Paul, MN 55105 Property Records

Ramsey County property record for 315 Pascal St S, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,019 sqft · built 1921
Lot Size	0.117 acres (5,080 sqft)
Owner	Individual Name on File
Last Sale	$880,000 (Aug 2026)
Tax Bill	$12,552 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-22-0055`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-22-0055`
Alternative APNs	`8193482` `222705`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,019 sqft Living Area
1st Floor Area	884 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	5,080 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	222705
Street Address	315 PASCAL ST S
City	SAINT PAUL
State	MN
Zip	55105-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYLVAN PARK ADDITION TO THE,CI LOT 27 BLK 8
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	SYLVAN PARK ADDITION TO THE,CI
Legal Block	8
Legal Lot Number	27
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2007
Census Tract	36500

Owner

315 Pascal St S is owned and occupied by an individual who bought it in August 2026.

Source: Ramsey County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	315 PASCAL ST S, SAINT PAUL, MN 55105-2433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALERUS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on File
Deed Sale	Aug 14, 2026 · Amount on File
Prior Sale	May 26, 2015 · Amount on File
Deed Document Number	20265117293
Prior Transfer Date	May 3, 2013
Prior Transfer Doc	0004402350
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 14, 2026
Property Address	315 PASCAL ST S, SAINT PAUL, MN 55105-2433
Document Number	0005117293
Instrument Date	Aug 12, 2026
Instrument	20265117293
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	WATERMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302,192.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 PASCAL ST S, SAINT PAUL, MN 55105-2433

Mortgage

Document Number	0005117294,
Date	Aug 14, 2026
Instrument	20265117294

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	315 PASCAL ST S, SAINT PAUL, MN 55105-2433
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04907200
Date	Sep 14, 2021
Instrument	A04907200

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	315 PASCAL ST S, SAINT PAUL, MN 55105-2433
Document Number	0004855833
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	315 PASCAL ST S ST PAUL MN 551052433, ST PAUL, MN 55105-2433

Mortgage

Document Number	0004855833
Date	Jan 7, 2021
Instrument	4855833

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2051

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	315 PASCAL ST S, SAINT PAUL, MN 55105-2433
Document Number	0004781313
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	315 PASCAL ST S ST PAUL MN 551052433, ST PAUL, MN 55105-2433

Mortgage

Document Number	0004781313
Date	Oct 31, 2019
Instrument	4781313

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 315 Pascal St S was $12,552.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$762,800 (+3.08%) Land $124,600 Building $638,200	$762,800 (+3.08%) Land $124,600 Building $638,200
2025	$12,552.00	$740,000 Land $124,600 Building $615,400	$740,000 Land $124,600 Building $615,400
2023	$10,872.00	$692,600 Land $124,600 Building $568,000	$692,600 Land $124,600 Building $568,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Pascal St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 Pascal St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 988 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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