315 Park St, Commerce, TX 75428 Property Records

Hunt County property record for 315 Park St, Commerce, TX 75428

Property Summary

Property Type	Rural Home
Details	1,560 sqft · built 1962
Lot Size	0.233 acres (10,193 sqft)
Owner	Individual Name on Record
Tax Bill	$3,647 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0558-0200-0000-31`

Property Details

APN / Parcel Number

Primary APN	`0558-0200-0000-31`
Alternative APN	`R28297`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1962
Exterior Material	Asbestos
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,193 sqft (0.233 acres)
Lot Dimensions	145 ft deep x 71 ft wide
Porch	Open Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	R28297
Street Address	315 PARK ST
City	COMMERCE
State	TX
Zip	75428-2113
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0558 JERNIGAN J H,TRACT 20, ACRES .234
Legal Subdivision	JERNIGAN J H
Legal Tract	20
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3018
Census Tract	960500

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 HIDEAWAY ACRES RD, MINERAL WELLS, TX 76067-1838
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Dec 5, 2018	Warranty Deed, Transfer · VA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2018
Deed Sale	Dec 5, 2018
Prior Sale	Aug 22, 2016
Deed Document Number	2018-18010
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	315 PARK ST, COMMERCE, TX 75428-2113
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E MAPLE ST, RAVENNA, TX 75476-8604

Mortgage

Document Number	0000023056
Date	Dec 16, 2025
Instrument	2025-23056

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Dec 5, 2018
Property Address	315 PARK ST, COMMERCE, TX 75428-2113
Document Number	0000018010
Instrument Date	Dec 3, 2018
Instrument	18010
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	FIRST WESTERN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 PARK ST COMMERCE TX 754282113, COMMERCE, TX 75428-2113

Mortgage

Document Number	18011
Date	Dec 5, 2018
Instrument	18011

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,580 (+25.16%) Land $29,970 Building $117,610	$147,580 (+25.16%) Land $29,970 Building $117,610
2024	$3,647.00 (+12.49%)
2023		$117,910 Land $22,430 Building $95,480	$117,910 Land $22,430 Building $95,480
2022	$3,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
360 Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Nextlink, Peoples Communications, Verizon.

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