315 Palmer Rd, Ware, MA 01082 Property Records

Hampshire County and Ware Town property record for 315 Palmer Rd, Ware, MA 01082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,928 sqft · built 1880
Lot Size	0.918 acres (40,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,900 (Sep 2006)
Tax Bill	$4,417 (2026)
Deeds & Mortgages	Mar 2022 Refinance Mar 2022 Line of Credit + 1 more
APN	`902998`

Property Details

APN / Parcel Number

Primary APN	`902998`
Alternative APN	`WARE M:00010 B:00105 L:00001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,928 sqft Living Area
Gross Area	4,508 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,001 sqft (0.918 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	902998
Street Address	315 PALMER RD
City	WARE
State	MA
Zip	01082-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	PAUL A MORYL SURV
Legal Block	105
Legal Lot Number	1
Jurisdiction	WARE MA
Township / Civil Division	WARE
Census Block Group	1
Census Block	1045
Census Tract	820101

Owner

Source: Hampshire County and Ware Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 PALMER RD, WARE, MA 01082-9776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH BROOKFIELD SAVINGS BANK
Mar 16, 2022	Deed of Trust, Mortgage · Line of Credit NORTH BROOKFIELD SAVINGS BANK
Jun 17, 2020	Deed of Trust, Mortgage · Balloon Mortgage NORTH BROOKFIELD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2006 · Amount on Record
Deed Sale	Sep 14, 2006 · Amount on Record
Prior Sale	Jun 22, 1992 · Amount on Record
Deed Document Number	200625899
Deed Book / Page	8876 / 10
Transfer Doc	11699-176
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	315 PALMER RD, WARE, MA 01082-9776
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014487-175
Date	Mar 16, 2022
Book Page	14487/175
Instrument	5580

Lender

Name	NORTH BROOKFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	315 PALMER RD, WARE, MA 01082-9776
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014487-188
Date	Mar 16, 2022
Book Page	14487/188
Instrument	5581

Lender

Name	NORTH BROOKFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	315 PALMER RD, WARE, MA 01082-9776
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13665-290
Date	Jun 17, 2020
Book Page	13665/290
Instrument	11363

Lender

Name	NORTH BROOKFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Ware Town
Unified School District	Ware School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,417.00 (-0.85%)	$304,800 (+3.04%) Land $48,400 Building $256,400	$321,048 (-22.6%)
2025	$4,455.00 (+4.21%)	$295,800 (+19.42%) Land $48,400 Building $247,400	$414,770 (+6.54%)
2024			$389,310
2023	$4,275.00	$247,700 Land $44,000 Building $203,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARE WATER DEPT serves 10,066 people · EPA ID MA1309000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE only, no 5G reported

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