315 Olga Rd, Elsmere (Wilmington), DE 19805 Property Records

New Castle County property record for 315 Olga Rd, Elsmere, DE 19805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 832 sqft · built 1950
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on File
Last Sale	$155,000 (Sep 2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-001.00-064`

Property Details

APN / Parcel Number

Primary APN	`19-001.00-064`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	315 OLGA RD
City	ELSMERE
State	DE
Zip	19805-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	19R1
Legal Subdivision	VILONE VILLAGE
Legal Block	M
Legal Lot Number	43
Jurisdiction	NEW CASTLE DE
Township / Civil Division	LOWER CHRISTIANA
Census Block Group	1
Census Block	1013
Census Tract	12300

Owner

315 Olga Rd is owned by a company that bought it in September 2025.

Source: New Castle County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	3056 OLD COUNTY RD, NEWARK, DE 19702-4523
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 30, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Deed Document Number	202564015
Prior Transfer Date	Jan 22, 2018
Prior Transfer Doc	0000004666
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	315 OLGA RD, WILMINGTON, DE 19805-2131
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087702
Date	Dec 5, 2025
Instrument	20251205-0087702

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jan 30, 2018
Property Address	315 OLGA RD, WILMINGTON, DE 19805-2131
Document Number	0000004666
Instrument Date	Jan 22, 2018
Instrument	4666
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 OLGA RD WILMINGTON DE 198052131, WILMINGTON, DE 19805-2131

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Elsmere Town
Unified School District	Red Clay Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$253,400 Land $54,100 Building $199,300
2024			$240,840
2023	Senior Citizen's exemption	$34,300 (-) Land $8,900 Building $25,400
2022	Senior Citizen's exemption	$34,300 Land $8,900 Building $25,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 Olga Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	19 (1978–2011)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms, Tornadoes, And Flooding From The Remnants Of, Sep 2004 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 Olga Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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