315 Ohio St, Fairborn, OH 45324 Property Records

Greene County property record for 315 Ohio St, Fairborn, OH 45324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 1940
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2025)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	May 2024 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A021001110`

Property Details

APN / Parcel Number

Primary APN	`A021001110`
Alternative APN	`A02-0001-0001.0-0110.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	692 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft
Family Room	Family Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,500 sqft (0.149 acres)
Lot Width	50 ft Width
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	315 OHIO ST
City	FAIRBORN
State	OH
Zip	45324-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FAIRVIEW ALL LOT 81 315 OHIO ST
Legal Subdivision	FAIRVIEW
Legal Lot Number	81
Jurisdiction	GREENE OH
Township / Civil Division	BATH
Census Block Group	1
Census Block	1025
Census Tract	200400

Owner

315 Ohio St is owned and occupied by an individual who bought it in October 2025.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	315 OHIO ST, FAIRBORN, OH 45324-4511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 16, 2025	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 13, 2019	Grant Deed, Transfer · FHA Mortgage AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Prior Sale	Aug 13, 2019 · Amount on File
Deed Document Number	202516416
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	0000014337
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	315 OHIO ST, FAIRBORN, OH 45324-4511
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 OHIO ST, FAIRBORN, OH 45324-4511

Mortgage

Document Number	0000006582
Date	May 21, 2024
Instrument	2024006582

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 9, 2054

Interest

Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Oct 16, 2025
Property Address	315 OHIO ST, FAIRBORN, OH 45324-4511
Document Number	0000016416
Map Reference	CAB 31 PG 273B
Instrument Date	Oct 7, 2025
Instrument	2025016416
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 OHIO ST, FAIRBORN, OH 45324-4511

Mortgage

Document Number	0000016417
Date	Oct 16, 2025
Instrument	2025016417

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE OH
Recording Date	Aug 13, 2019
Property Address	315 OHIO ST, FAIRBORN, OH 45324-4511
Document Number	0000012675
Instrument Date	Jul 29, 2019
Instrument	12675
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 OHIO ST FAIRBORN OH 453244511, FAIRBORN, OH 45324-4511

Mortgage

Document Number	12676
Date	Aug 13, 2019
Instrument	12676

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 315 Ohio St was $1,895, down 4.9% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Bath Township
Municipality	Fairborn City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00 (-4.92%)	$42,590 (-) Land $7,960 Building $34,630
2024	$1,993.00 (-1.04%)	$42,590 (-) Land $7,960 Building $34,630
2023	$2,014.00 (+19.53%)	$42,590 (+42.78%) Land $7,960 Building $34,630	$121,680 Land $22,750 Building $98,930
2022	$1,685.00	$29,830 Land $5,690 Building $24,140
2020			$85,230 Land $16,250 Building $68,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 315 Ohio St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 315 Ohio St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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