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315 Neal St, Ruston, LA 71270 Property Records

Lincoln Parish property record for 315 Neal St, Ruston, LA 71270

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,061 sqft · built 1902
Lot Size2.07 acres (90,169 sqft)
OwnerIndividual Name on Record
Last Sale$182,500 (Apr 2010)
Tax Bill$1,864 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Sep 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN24183000118

Property Details

APN / Parcel Number

Primary APN24183000118
Alternative APN
  • 2832

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area3,061 sqft Living Area
Gross Area5,035 sqft

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Lot Area90,169 sqft (2.07 acres)
PorchSlab
Porch Area1,974 sqft

Location & Zoning

Street Address315 NEAL ST
CityRUSTON
StateLA
Zip71270-4011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT THE SEC OF NE OF SE OF SEC 24-18-3 TH RUN W TO A PT DUE S OF THE W/L OF NEAL ST 390' TH N ACROSS MISS AVE AND TH ALONG
Legal Range03W
Legal Township18N
Legal Section24
Legal Subdivision24-18N-03W RUSTON CITY METES A
Legal BlockN/A
Legal Lot Number118
JurisdictionLINCOLN LA
Township / Civil Division8
Census Block Group4
Census Block4000
Census Tract960600

Owner

Source: Lincoln Parish records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address315 NEAL ST, RUSTON, LA 71270-4011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2026Deed of Trust, Mortgage · Line of Credit
CAPITAL LENDING
Sep 14, 2022Quit Claim Deed, Transfer
Quitclaim
Jun 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2010 · Amount on Record
Deed SaleApr 13, 2010 · Amount on Record
Prior SaleJul 29, 2009 · Amount on Record
Deed Document Number2010110429
Deed Book / Page1284 / 220
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN LA
Recording DateSep 18, 2026
Property Address315 NEAL ST, RUSTON, LA 71270-4011
Document Number0000229406
Instrument DateSep 9, 2026
Instrument2026229406
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 NEAL ST, RUSTON, LA 71270-4011

Mortgage

Document Number0000229406,
DateSep 18, 2026
Instrument2026229406
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 9, 2046
Interest
Max Rate-1%

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLINCOLN LA
Recording DateSep 14, 2022
Property Address315 NEAL ST, RUSTON, LA 71270-4011
Document Number0000206354
Instrument DateSep 10, 2022
Instrument206354
Transaction TypeTransfer
Record UpdatedOct 5, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN LA
Property Address315 NEAL ST, RUSTON, LA 71270-4011
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000197851
DateJun 15, 2021
Instrument197851
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJul 1, 2046

Tax Assessment & Valuation

Source: Lincoln Parish assessment roll, as of February 3, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyLincoln Parish
MunicipalityRuston City
Unified School DistrictLincoln Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,864.00 (+2.14%) Homeowner's exemption$21,848 (+6.38%) Land $5,076 Building $16,772$218,481 (+6.39%) Land $50,760 Building $167,721
2023$1,825.00 Homeowner's exemption$20,537 Land $3,475 Building $17,062$205,366 Land $34,745 Building $170,621

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RUSTON WATER SYSTEM
serves 22,468 people · EPA ID LA1061017
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Right Fiber, T-Mobile.

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