315 Nance St, Gates, TN 38037 Property Records

Lauderdale County property record for 315 Nance St, Gates, TN 38037

Property Summary

Property Type	Single Family Home
Details	1 ba · 984 sqft · built 1970
Lot Size	0.339 acres (14,800 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Nov 2019)
Tax Bill	$263 (2025)
Deeds & Mortgages	Nov 2019 Sale Nov 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`049039L A 00800`

Property Details

APN / Parcel Number

Primary APN	`049039L A 00800`
Alternative APN	`039L A 00800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1981
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,800 sqft (0.339 acres)
Lot Dimensions	148 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	315 NANCE ST
City	GATES
State	TN
Zip	38037-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 17, COUNTY AREA: G89
Legal Subdivision	TOWN & COUNTRY
Legal Lot Number	16
Jurisdiction	LAUDERDALE TN
Township / Civil Division	7
Census Block Group	1
Census Block	1015
Census Tract	50300

Owner

315 Nance St is owned and occupied by an individual who bought it in November 2019.

Source: Lauderdale County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	315 NANCE ST, GATES, TN 38037-4323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Grant Deed, Transfer ATTORNEY ONLY
Nov 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 30, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jun 2, 2017	Trustee's Deed, Foreclosure Foreclosure Auction
Feb 27, 2017	Loan Modification, Mortgage INSOUTH BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Nov 6, 2019
Deed Document Number	190386
Deed Book / Page	733 / 481
Record Updated	Jun 8, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Nov 21, 2019
Property Address	315 NANCE ST, GATES, TN 38037-4323
Document Number	0000190386
Book / Page	000733 / 000481
Instrument Date	Nov 8, 2019
Instrument	190386
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$55.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 NANCE ST GATES TN 380374323, GATES, TN 38037-4323

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Nov 6, 2019
Property Address	315 NANCE ST, GATES, TN 38037-4323
Document Number	0000190262
Book / Page	000733 / 000020
Instrument Date	Oct 25, 2019
Instrument	190262
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 HIGHWAY 51 S COVINGTON TN 380192423, COVINGTON, TN 38019-2423

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Nov 30, 2018
Property Address	315 NANCE ST, GATES, TN 38037-4323
Document Number	0000187365
Book / Page	000720 / 000695
Instrument Date	Nov 26, 2018
Instrument	187365
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$37.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5299 POPLAR AVE MEMPHIS TN 381193513, MEMPHIS, TN 38119-3513

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Jun 2, 2017
Property Address	315 NANCE ST, GATES, TN 38037-4323
Document Number	0000182527
Book / Page	000700 / 000469
Instrument Date	Jun 1, 2017
Instrument	182527
Transaction Type	Foreclosure
Record Updated	Jun 7, 2017

Transaction

Amount	Amount on Record
Tax	$8.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3397 JACKSON TN 383033397, JACKSON, TN 38303-3397

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAUDERDALE TN
Property Address	315 NANCE ST, GATES, TN 38037-4323
Document Number	0000181960
Book / Page	000698 / 000258
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3039 DOUBLE BRIDGES UNIONVIL RD HALLS TN 380408115, HALLS, TN 38040-8115

Mortgage

Document Number	0000181960
Date	Mar 31, 2017
Book Page	000698/000258
Instrument	181960

Lender

Name	INSOUTH BK
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Term	12 Months
Due	Mar 30, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 315 Nance St was $263.

Source: Lauderdale County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Municipality	Gates Town
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$263.00	$10,350 Land $1,400 Building $8,950
2023		$10,350 (-) Land $1,400 Building $8,950
2022	$189.00	$10,350 Land $1,400 Building $8,950
2021			$41,400 Land $5,600 Building $35,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Nance St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Nance St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATES WATER DEPARTMENT serves 670 people · EPA ID TN0000255
Water Source	Purchased groundwater from HALLS WATER SYSTEM
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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