315 N Power St, Spring Valley, IL 61362 Property Records

Bureau County property record for 315 N Power St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1910
Lot Size	0.09 acres (3,900 sqft)
Owner	Company Name on File
Last Sale	$73,000 (Feb 2026)
Tax Bill	$612 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2026 Sale + 8 more
Flood Zone	Zone X (minimal risk)
APN	`18-35-165-002`

Property Details

APN / Parcel Number

Primary APN	`18-35-165-002`
Alternative APN	`1849H`

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	3,900 sqft (0.09 acres)
Lot Dimensions	65 ft deep x 60 ft wide

Location & Zoning

Account Number	1835165002
Street Address	315 N POWER ST
City	SPRING VALLEY
State	IL
Zip	61362-1569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-OBIERNES 2ND ADD. S 52' L 8 & 10 L 7 BLK 86 (60X65) D 2025R00286
Legal Range	11
Legal Township	16
Legal Section	35
Legal Subdivision	OBIERNES 2ND ADD
Legal Block	86
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3086
Census Tract	965100

Owner

315 N Power St is owned by a company that bought it in February 2026.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Company Name on File
Mailing Address	1620 SYCAMORE ST, PERU, IL 61354-2410
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Commercial Mortgage PERU FSB
Feb 19, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage SPRING VALLEY CITY BANK
Feb 17, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK
Jan 29, 2021	Intrafamily Transfer, Transfer
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK
Oct 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2026 · Amount on File
Deed Sale	Feb 19, 2026 · Amount on File
Deed Document Number	2026558
Prior Transfer Date	Jan 8, 2025
Prior Transfer Doc	2025R00286
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	315 N POWER ST, SPRING VALLEY, IL 61362-1569
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R00985
Date	Mar 23, 2026
Instrument	2026R00985

Lender

Name	PERU FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2056

Interest

Rate Type	Fixed Rate
Rate	7.38%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Feb 19, 2026
Property Address	315 N POWER ST, SPRING VALLEY, IL 61362-1569
Document Number	2026R00558
Instrument Date	Feb 5, 2026
Instrument	2026R00558
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$109.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 SYCAMORE ST, PERU, IL 61354-2410

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	315 N POWER ST, SPRING VALLEY, IL 61362-1569
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R04193
Date	Dec 15, 2025
Instrument	2025R04193

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	144 Months
Due	Jan 12, 2037

Interest

Rate Type	Fixed Rate
Rate	3.5%

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUREAU IL
Recording Date	Feb 17, 2023
Property Address	315 N POWER ST, SPRING VALLEY, IL 61362-1569
Document Number	2023R00539
Instrument Date	Feb 15, 2023
Instrument	2023R00539
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 WATER ST, PERU, IL 61354-3562

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	315 N POWER ST, SPRING VALLEY, IL 61362-1569
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R05042
Date	Nov 3, 2021
Instrument	2021R05042

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	315 N POWER ST, SPRING VALLEY, IL 61362-1569
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R03529
Date	Aug 9, 2021
Instrument	2021R03529

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUREAU IL
Recording Date	Jan 29, 2021
Property Address	315 N POWER ST, SPRING VALLEY, IL 61362-1569
Document Number	2021R00381
Instrument Date	Jan 27, 2021
Instrument	2021R00381
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 GREEN ST, PERU, IL 61354-3421

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	315 N POWER ST, SPRING VALLEY, IL 61362-1569
Transaction Type	Mortgage
Record Updated	May 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R01417
Date	Apr 29, 2019
Instrument	2019R01417

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 26, 2034

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	315 N POWER ST, SPRING VALLEY, IL 61362-1569
Transaction Type	Mortgage
Record Updated	Oct 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R04025
Date	Oct 22, 2018
Instrument	2018R04025

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	315 N POWER ST, SPRING VALLEY, IL 61362-1569
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017R03705
Date	Sep 11, 2017
Instrument	2017R03705

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 21, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 315 N Power St was $612, up 15.9% from the year before.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$612.00 (+15.91%)	$12,466 (+8.56%) Land $4,390 Building $8,076	$37,398 (+8.56%) Land $13,170 Building $24,228
2024	$528.00 Additional exemption filed	$11,483 (+6.64%) Land $4,044 Building $7,439	$34,449 (+6.64%) Land $12,132 Building $22,317
2023		$10,768 Land $3,792 Building $6,976	$32,304 Land $11,376 Building $20,928
2022	$456.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 315 N Power St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 N Power St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, IVNet.

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