315 N Main St, Wilber, NE 68465 Property Records

Saline County property record for 315 N Main St, Wilber, NE 68465

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1931
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Nov 2025)
Tax Bill	$1,387 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3923-00-0-20105-008-0002`

Property Details

APN / Parcel Number

Primary APN	`3923-00-0-20105-008-0002`
Alternative APN	`760023581`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,120 sqft
1st Floor Area	1,120 sqft
Basement Area	1,090 sqft
Finished Basement	545 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	60 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	315 N MAIN ST
City	WILBER
State	NE
Zip	68465-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE FAMILY
Legal Description	WILBER CITY WILBER'S FIRST ADDITION S 1/2 OF LOT 2 & ALL OF LOT 3 BLK 8
Legal Subdivision	WILBER CITY WILBER'S FIRST ADDITION
Legal Block	8
Legal Lot Number	2,3
Jurisdiction	SALINE NE
Township / Civil Division	WILBER
Census Block Group	1
Census Block	1081
Census Tract	960900

Owner

Source: Saline County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2017	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Sep 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	May 23, 2008
Deed Document Number	2025-01746
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Property Address	315 N MAIN ST, WILBER, NE 68465-3121
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000421/712
Date	Jan 5, 2017
Book Page	421/712

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78228

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Property Address	315 N MAIN ST, WILBER, NE 68465-3121
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201576
Date	Sep 12, 2022
Instrument	2022-01576

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE NE
Recording Date	Nov 18, 2025
Property Address	315 N MAIN ST, WILBER, NE 68465-3121
Document Number	0202501746
Instrument Date	Nov 4, 2025
Instrument	2025-01746
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202501747
Date	Nov 18, 2025
Instrument	2025-01747

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Saline County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Saline County
Municipality	Wilber City
Unified School District	Wilber-Clatonia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,387.00 (-17.39%)	$124,330 (-13.27%) Land $15,680 Building $108,650	$124,330 (-13.27%) Land $15,680 Building $108,650
2024	$1,679.00 (-18.93%)	$143,345 (+13.09%) Land $16,115 Building $127,230	$143,345 (+13.09%) Land $16,115 Building $127,230
2023	$2,071.00	$126,750 Land $16,115 Building $110,635	$126,750 Land $16,115 Building $110,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILBER serves 1,930 people · EPA ID NE3115105
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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