315 N Jackson St, Lowell, MI 49331 Property Records

Kent County property record for 315 N Jackson St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1939
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Sep 2020)
Tax Bill	$3,617 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-20-02-284-011`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-284-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	315 N JACKSON ST
City	LOWELL
State	MI
Zip	49331-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	412002284011 N 1/2 LOTS 14 & 15 ALSO LOT 13 EX SLY 132 FT BLK 24 * AVERY'S PLAT SPLIT ON 10/28/2004 FROM 41-20-02-284-006,
Legal Subdivision	AVERY'S PLAT SPLIT ON 10/28/2004 FROM 41
Legal Block	24
Legal Lot Number	13-15
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3020
Census Tract	12004

Owner

315 N Jackson St is owned and occupied by two individuals who bought it in September 2020.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	315 N JACKSON ST, LOWELL, MI 49331-1425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jan 17, 2019	Warranty Deed, Transfer · FHA Mortgage MMS MORTGAGE SERVICES LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Sep 3, 2020 · Amount on File
Deed Document Number	202090380626
Prior Transfer Date	Apr 4, 2005
Prior Transfer Doc	0000050632
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 3, 2020
Property Address	315 N JACKSON ST, LOWELL, MI 49331-1425
Document Number	0000080626
Map Reference	LB 24 PG 12
Instrument Date	Aug 31, 2020
Instrument	20200903-0080626
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,479.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 N JACKSON ST, 315, LOWELL, MI 49331-1425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E MAIN ST APT N, N, LOWELL, MI 49331-1769

Mortgage

Document Number	0000080627
Date	Sep 3, 2020
Instrument	20200903-0080627

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 17, 2019
Property Address	315 N JACKSON ST, LOWELL, MI 49331-1425
Document Number	0000003848
Map Reference	LB 24 PG 12
Instrument Date	Jan 11, 2019
Instrument	20190117-0003848
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 N JACKSON ST, 315, LOWELL, MI 49331-1425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 N JACKSON ST, LOWELL, MI 49331-1425

Mortgage

Document Number	0000003849
Date	Jan 17, 2019
Instrument	20190117-0003849

Lender

Name	MMS MORTGAGE SERVICES LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 315 N Jackson St was $3,617.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,600 (+20.74%)	$249,200 (+20.74%)
2025	$3,617.00 Homeowner's exemption	$103,200	$206,400
2023		$90,700	$181,400
2019	$2,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 N Jackson St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Apr 2013 · Flooding
Claims by Event	Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 N Jackson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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