315 N Division St, Salisbury, MD 21801 Property Records

Wicomico County property record for 315 N Division St, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,178 sqft · built 1897
Lot Size	0.341 acres (14,851 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Sep 2021)
Tax Bill	$3,505 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-013321`

Property Details

APN / Parcel Number

Primary APN	`05-013321`
Alternative APN	`013321`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,178 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,851 sqft (0.341 acres)
Garage Type	Mixed
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	810 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	013321
Street Address	315 N DIVISION ST
City	SALISBURY
State	MD
Zip	21801-4259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	14,851 SQFT 315 N DIVISION ST LOC & BNDRY SUR FOR W S
Jurisdiction	WICOMICO MD
Township / Civil Division	5, PARSONS
Census Block Group	2
Census Block	2020
Census Tract	200

Owner

315 N Division St is owned and occupied by an individual who bought it in September 2021.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	315 N DIVISION ST, SALISBURY, MD 21801-4259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Dec 1, 2006
Deed Book / Page	4939 / 111
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Sep 13, 2021
Property Address	315 N DIVISION ST, SALISBURY, MD 21801-4259
Document Number	0049390111
Book / Page	4939 / 111
Instrument Date	Sep 10, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	315 N DIVISION ST, SALISBURY, MD 21801-4259

Mortgage

Document Number	0004939116
Date	Sep 13, 2021
Instrument	4939/116

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 315 N Division St was $3,505.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,967	$437,700 Land $21,400 Building $416,300
2025	$3,505.00
2023	$2,721.00	$272,833	$351,500 Land $21,400 Building $330,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 N Division St in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	35 (1994–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 13 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 N Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Simple Fiber.

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