Kalamazoo County property record for 315 N Cedar St, Schoolcraft, MI 49087
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 800 sqft · built 1945 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,500 (Aug 2026) |
| Tax Bill | $1,565 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-18-452-070 |
| Primary APN | 14-18-452-070 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 480 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 315 N CEDAR ST |
|---|---|
| City | SCHOOLCRAFT |
| State | MI |
| Zip | 49087-9165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PH679-4304 |
| Legal Description | S 4-28 3 BULLS ADDITION TO SCHOOLCRAFT S 66 FT OF LOT 10 BLK 3 |
| Legal Subdivision | BULLS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | SCHOOLCRAFT |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 6102 |
315 N Cedar St is owned and occupied by an individual who bought it in August 2026.
Source: Kalamazoo County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1847 W OSTERHOUT AVE, PORTAGE, MI 49024-6759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION |
| May 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on File |
| Deed Sale | Aug 3, 2026 · Amount on File |
| Prior Sale | Jul 19, 2016 · Amount on File |
| Deed Document Number | 202623298 |
| Prior Transfer Date | Dec 5, 2002 |
| Prior Transfer Doc | 0000069722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Aug 3, 2026 |
| Property Address | 315 N CEDAR ST, SCHOOLCRAFT, MI 49087-9165 |
| Document Number | 0000023298 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202623298 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | METRO ADVANTAGE TITLE AGENCY LLC, METRO ADVANTAGE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141,147.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1847 W OSTERHOUT AVE, PORTAGE, MI 49024-6759 |
| Document Number | 0000023299, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202623299 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 315 N CEDAR ST, SCHOOLCRAFT, MI 49087-9165 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 315 N CEDAR ST, SCHOOLCRAFT, MI 49087-9165 |
| Document Number | 2023010528 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 2023-010528 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 279 Months |
| Due | Aug 1, 2046 |
The 2025 property tax bill for 315 N Cedar St was $1,565 with a homeowner's exemption.
Source: Kalamazoo County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| County Subdivision | Schoolcraft Township |
| Municipality | Schoolcraft Village |
| Unified School District | Schoolcraft Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,500 (+18.12%) | $103,000 (+18.12%) | |
| 2025 | $1,565.00 Homeowner's exemption | $43,600 | $87,200 |
| 2023 | $36,000 | $72,000 | |
| 2019 | $1,169.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 315 N Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 315 N Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUGARLOAF MOBILE HOME PARK private · serves 142 people · EPA ID MI0040256 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Also Mapped Here | SCHOOLCRAFT |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Mercury Fiber Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Metronet, Verizon.
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