315 N Bean St, Howe, TX 75459 Property Records

Grayson County property record for 315 N Bean St, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	1,357 sqft · built 1986
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$186,200 (Jul 2024)
Tax Bill	$5,719 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H003 590901801`

Property Details

APN / Parcel Number

Primary APN	`H003 590901801`
Alternative APN	`152413`

Interior

Stories	1 Story
Building Area	1,357 sqft Living Area
1st Floor Area	1,357 sqft
Utility Area	112 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1991
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	208 sqft
Deck Area	80 sqft
Utility Building	96 sqft

Location & Zoning

Street Address	315 N BEAN ST
City	HOWE
State	TX
Zip	75459-4666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEANS W H ADDN, BLOCK 8, LOT 11 & 12
Legal Subdivision	BEANS W H ADDN
Legal Block	8
Legal Lot Number	11,12
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	4
Census Block	4026
Census Tract	1801

Owner

Source: Grayson County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 N BEAN ST, HOWE, TX 75459-4666
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Vendor's Lien, Transfer · Conventional Mortgage INTERITY MORTGAGE CORPORATION OF TE
Dec 20, 2017	Warranty Deed, Transfer GUARDIAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2024 · Amount on Record
Deed Sale	Jul 22, 2024 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	202419393
Prior Transfer Date	Jun 7, 2024
Prior Transfer Doc	0000019392
Record Updated	Sep 20, 2026

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 30, 2021
Property Address	315 N BEAN ST, HOWE, TX 75459-4666
Document Number	0000009933
Map Reference	VOL 130 PG 199
Instrument Date	Mar 29, 2021
Instrument	2021-00009933
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 N BEAN ST, 315, HOWE, TX 75459-4666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3852 PERRY AVE SW, WYOMING, MI 49519-3652
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009934
Date	Mar 30, 2021
Instrument	2021-00009934

Lender

Name	INTERITY MORTGAGE CORPORATION OF TE
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Dec 20, 2017
Property Address	315 N BEAN ST, HOWE, TX 75459-4666
Document Number	0000029164
Instrument Date	Dec 20, 2017
Instrument	29164
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 EXCHANGE PL ALLEN TX 750131538, ALLEN, TX 75013-1538

Mortgage

Document Number	29165
Date	Dec 20, 2017
Instrument	29165

Lender

Name	GUARDIAN MTG
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 19, 2032

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,814 (-3.84%) Land $65,125 Building $196,689	$261,814 (-3.84%) Land $65,125 Building $196,689
2024	$5,719.00 (+3.42%)
2023		$272,256 Land $66,500 Building $205,756	$272,256 Land $66,500 Building $205,756
2022	$5,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWE serves 4,548 people · EPA ID TX0910013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: ElektraFi, Nextlink, TekWav, Verizon.

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