315 N 900 E, American Fork, UT 84003 Property Records

Utah County property record for 315 N 900 E, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 2,029 sqft · built 1960
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$491,900 (Oct 2022)
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-071-0095`

Property Details

APN / Parcel Number

Primary APN	`12-071-0095`
Alternative APN	`016895`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,029 sqft Living Area
Gross Area	3,994 sqft
1st Floor Area	2,029 sqft
Basement Area	1,365 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1986
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	016895
Street Address	315 N 900 E
City	AMERICAN FORK
State	UT
Zip	84003-1985
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM S 361 FT & W 33 FT FR THE NE COR OF SE1/4 OF SEC 13, T5S, R1E, SLM; S 134 FT; W 90.75 FT; N 134 FT; E 90.75 FT TO BEG. AREA .28 AC.
Legal Range	01E
Legal Township	05S
Legal Section	13
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	2
Census Block	2009
Census Tract	10700

Owner

315 N 900 E is owned and occupied by two individuals who bought it in October 2022.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	315 N 900 E, AMERICAN FORK, UT 84003-1985
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Intrafamily Transfer, Transfer · VA Mortgage FIRST COLONY MORTGAGE CORP
Oct 5, 2018	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Sep 24, 2019	Warranty Deed, Transfer BANK OF ENGLAND
Oct 13, 2017	Deed of Trust, Mortgage CAMILLE CHIPMAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2022 · Amount on File
Deed Sale	Oct 6, 2022 · Amount on File
Prior Sale	Sep 24, 2019 · Amount on File
Deed Document Number	2022107651
Prior Transfer Date	Aug 15, 2002
Prior Transfer Doc	0000094222
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Oct 6, 2022
Property Address	315 N 900 E, AMERICAN FORK, UT 84003-1985
Document Number	0000107651
Instrument Date	Oct 5, 2022
Instrument	107651:2022
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	315 N 900 E, AMERICAN FORK, UT 84003-1985
Investor	Possibly a Property Investor

Mortgage

Document Number	0000107694
Date	Oct 6, 2022
Instrument	107694:2022

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	315 N 900 E, AMERICAN FORK, UT 84003-1985
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	FIRST AMERICAN TITLE INSUR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096071
Date	Oct 5, 2018
Instrument	096071:2018

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 24, 2019
Property Address	315 N 900 E, AMERICAN FORK, UT 84003-1985
Document Number	0000094977
Instrument Date	Sep 20, 2019
Instrument	94977
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	BACKMAN-STEWART TITLE SERVICES, BACKMAN-STEWART TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 N 900 E AMERICAN FORK UT 840031985, AMERICAN FORK, UT 84003-1985

Mortgage

Document Number	95008
Date	Sep 24, 2019
Instrument	95008

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

Mortgage

Document Number	95009,
Date	Sep 24, 2019
Instrument	95009

Lender

Name	OLENE WALKER HSNG LN FND
Type	Funding / Finance Company
Address	SALT LAKE CITY, UT 84115

Agreement

Amount	Amount on Record

Interest

Rate	10%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	315 N 900 E, AMERICAN FORK, UT 84003-1985
Document Number	0000106597
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 N 900 E AMERICAN FORK UT 840031985, AMERICAN FORK, UT 84003-1985

Mortgage

Document Number	0000106597
Date	Oct 26, 2017
Instrument	106597

Lender

Name	CAMILLE CHIPMAN
Address	PO BOX 664, PROVO, UT 84603-0664

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 315 N 900 E was $2,411.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,625 (-43.28%)	$517,500 (+3.13%) Land $206,500 Building $311,000
2025	$2,411.00	$501,800 Land $206,500 Building $295,300	$501,800 Land $206,500 Building $295,300
2024	$2,411.00 (+10.6%)
2023	$2,180.00 (-8.21%)	$258,335	$469,700 Land $196,700 Building $273,000
2022	$2,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 N 900 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 315 N 900 E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
CentraCom DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband, Verizon.

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