315 N 3rd St W, Aurora, MN 55705 Property Records

St. Louis County property record for 315 N 3rd St W, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Lot Size	0.03 acres (1,335 sqft)
Owner	Individual Name on Record
Last Sale	$69,500 (Apr 2020)
Tax Bill	$1,082 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`100-0030-00400`

Property Details

APN / Parcel Number

Primary APN	`100-0030-00400`
Alternative APN	`1087622`

Interior

Stories	1 Story

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,335 sqft (0.03 acres)
Garage Area	990 sqft
Storage Building	350 sqft

Location & Zoning

Account Number	1087622
Street Address	315 N 3RD ST W
City	AURORA
State	MN
Zip	55705-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLOCK 3 SERIAL #
Legal Subdivision	SECOND DIVISION
Legal Block	3
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2027
Census Tract	13800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 N 3RD ST W, AURORA, MN 55705-1242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHRIDGE CMNTY CU
Apr 3, 2020	Affidavit of Death, Transfer NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Deed Document Number	20201376940
Prior Transfer Date	Mar 27, 2020
Prior Transfer Doc	0001376938
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 3, 2020
Property Address	315 N 3RD ST W, AURORA, MN 55705-1242
Document Number	00A1376940
Instrument Date	Mar 27, 2020
Instrument	A1376940
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 N 3RD ST W AURORA MN 557051242, AURORA, MN 55705-1242

Mortgage

Document Number	A1376941
Date	Apr 3, 2020
Instrument	A1376941

Lender

Name	NORTHRIDGE CMNTY CU
Type	Credit Union
Address	HOYT LAKES, MN 55750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

April 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Apr 3, 2020
Property Address	315 N 3RD ST W, AURORA, MN 55705-1242
Document Number	00A1376939
Instrument Date	Mar 27, 2020
Instrument	A1376939
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Aurora City
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,082.00 (+125.42%) Homeowner's exemption
2025	$480.00 (+7.14%) Homeowner's exemption	$14,200 (-5.33%) Land $1,000 Building $13,200	$14,200 (-5.33%) Land $1,000 Building $13,200
2024	$448.00	$15,000 (+4.17%) Land $900 Building $14,100	$15,000 (+4.17%) Land $900 Building $14,100
2022		$14,400 Land $900 Building $13,500	$14,400 Land $900 Building $13,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Aurora serves 1,764 people · EPA ID MN1690002
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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