315 N 3rd St, Chaffee, MO 63740 Property Records

Scott County property record for 315 N 3rd St, Chaffee, MO 63740

Property Summary

Property Type	Single Family Home
Details	984 sqft · built 1928
Lot Size	0.283 acres (12,320 sqft)
Owner	Individual Name on File
Last Sale	$56,300 (Oct 2008)
Tax Bill	$418 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`04-4.0-18.00-002-001-001.00`

Property Details

APN / Parcel Number

Primary APN	`04-4.0-18.00-002-001-001.00`

Interior

Stories	1 Story
Building Area	984 sqft Base Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Roof Material	Composition Shingle
Lot Area	12,320 sqft (0.283 acres)
Lot Dimensions	140 ft deep x 88 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	315 N 3RD ST
City	CHAFFEE
State	MO
Zip	63740-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 28' LOT 4 & ALL LOT 5 BLK 16 CHAFFEE PB 2/69 R-1928 88 X 140
Legal Range	13E
Legal Township	29N
Legal Section	18
Legal Subdivision	CHAFFEE
Legal Block	16
Legal Lot Number	4-5
Jurisdiction	SCOTT MO
Township / Civil Division	KELSO
Census Block Group	2
Census Block	2034
Census Tract	780200

Owner

Source: Scott County assessment roll, APN 04-4.0-18.00-002-001-001.00, as of September 11, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	315 N 3RD ST, CHAFFEE, MO 63740-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 09, 2008 · Amount on Record
Deed Sale	Oct 09, 2008 · Amount on Record
Deed Book / Page	687 / 860
Last Transfer Date	Jan 16, 2015
Transfer Doc	2015/253
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	315 N 3RD ST, CHAFFEE, MO 63740-1512
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WARD TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/818
Date	Feb 25, 2020
Book Page	2020/818
Instrument	20200818

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2035

Tax Assessment & Valuation

Source: Scott County assessment roll as of September 11, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chaffee City
County	Scott County
Unified School District	Chaffee R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$418.00 (+8.85%)	$7,180 (+10.46%)	$37,780 (+10.5%) Land $5,460 Building $32,320
2024	$384.00
2023		$6,500	$34,190 Land $5,460 Building $28,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (29201C), as of February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 292017802002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Mar 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2008 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 421 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Wisper ISP.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO4010154, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHAFFEE PWS serves 3,054 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.