315 N 2nd St, Jefferson, OR 97352 Property Records

Marion County property record for 315 N 2nd St, Jefferson, OR 97352

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,830 sqft · built 1910
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Owner Names on File
Last Sale	$120,000 (Aug 1997)
Tax Bill	$2,195 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103W12BB04700`

Property Details

APN / Parcel Number

Primary APN	`103W12BB04700`
Alternative APN	`100398`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,830 sqft Living Area
Gross Area	2,166 sqft
1st Floor Area	1,022 sqft
2nd Floor Area	808 sqft
Attic Area	224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1944
Roof Material	Rolled Roofing
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	336 sqft
Driveway	Driveway
Driveway Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	128 sqft
Patio Area	288 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	100398
Street Address	315 N 2ND ST
City	JEFFERSON
State	OR
Zip	97352-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU-H
Legal Description	INSTITUTE ADDITION TO JEFFERSON, BLOCK 4, LOT FR 2, ACRES 0.284
Legal Range	03W
Legal Township	10
Legal Section	12
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	INSTITUTE ADDITION TO JEFFERSON
Legal Block	4
Legal Lot Number	2
Jurisdiction	MARION OR
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3022
Census Tract	10802

Owner

The current owner of 315 N 2nd St acquired it in August 1997.

Source: Marion County records, as of February 27, 2026

Owner of Record	2 Owner Names on File
Mailing Address	PO BOX 1103, JEFFERSON, OR 97352-1103

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jan 31, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 1997 · Amount on File
Deed Sale	Aug 1, 1997 · Amount on File
Deed Document Number	14150391
Deed Book / Page	1997 / 33
Last Transfer Date	Aug 5, 1997
Transfer Doc	0001415391
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	315 N 2ND ST, JEFFERSON, OR 97352-9704
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1103, JEFFERSON, OR 97352-1103
Investor	Possibly a Property Investor

Mortgage

Document Number	0202605769
Date	Feb 20, 2026
Instrument	2026-05769

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	315 N 2ND ST, JEFFERSON, OR 97352
Document Number	0000006612
Book / Page	003910 / 000045
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 N 2ND ST JEFFERSON OR 97352, JEFFERSON, OR 97352

Mortgage

Document Number	0000006612
Date	Feb 8, 2017
Book Page	003910/000045
Instrument	6612

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	84 Months
Due	Feb 7, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 315 N 2nd St was $2,195.

Source: Marion County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Marion County
Municipality	Jefferson City
Unified School District	Jefferson School District 14J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,195.00	$145,940	$403,610 Land $114,050 Building $289,560
2023		$137,570	$371,310 Land $100,000 Building $271,310
2021	$1,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 N 2nd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 N 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JEFFERSON serves 3,348 people · EPA ID OR4100408
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Peak Internet Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

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