315 Munster Rd, Portage, PA 15946 Property Records

Cambria County property record for 315 Munster Rd, Portage, PA 15946

Property Summary

Property Type	Single Family Home
Details	built 1972
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$85,500 (Nov 2007)
Tax Bill	$782 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-015.-117.001`

Property Details

APN / Parcel Number

Primary APN	`48-015.-117.001`
Alternative APN	`048 065384`

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	315 MUNSTER RD
City	PORTAGE
State	PA
Zip	15946-6510
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CAMBRIA PA
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1007
Census Tract	12900

Owner

315 Munster Rd is owned by an individual who bought it in November 2007.

Source: Cambria County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	106 N NICODEMUS ST, MARTINSBURG, PA 16662-1320
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance S & T BANK
Mar 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK
Oct 10, 2018	Deed of Trust, Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2007 · Amount on File
Deed Sale	Nov 12, 2007 · Amount on File
Deed Book / Page	2250 / 841
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	315 MUNSTER RD, PORTAGE, PA 15946-6510
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400002629
Date	Apr 4, 2024
Instrument	2024-00002629

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	315 MUNSTER RD, PORTAGE, PA 15946-6510
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000013436
Date	Oct 25, 2021
Instrument	20210-00013436

Lender

Name	S & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	315 MUNSTER RD, PORTAGE, PA 15946-6510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000002307
Date	Mar 18, 2019
Instrument	20190-00002307

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2029

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	315 MUNSTER RD, PORTAGE, PA 15946-6510
Transaction Type	Mortgage
Record Updated	Oct 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18000010771
Date	Oct 10, 2018
Instrument	180-00010771

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	111 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 315 Munster Rd was $782.

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
County Subdivision	Portage Township
Unified School District	Portage Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$782.00	$21,440 Land $1,520 Building $19,920
2024	$1,935.00	$21,440 Land $1,520 Building $19,920
1972			$21,440 Land $1,520 Building $19,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 315 Munster Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1978–2021)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Munster Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE BORO MUNI AUTH serves 6,500 people · EPA ID PA4110027
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2024
Monitoring and Reporting	108 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Munster Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures