Whitley County property record for 315 Mountain View Rd, Williamsburg, KY 40769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,624 sqft |
| Lot Size | 0.011 acres (500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,756 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jul 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-00-00-023.00 |
| Primary APN | 109-00-00-023.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 500 sqft (0.011 acres) |
| Terrain | Rolling |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 315 MOUNTAIN VIEW RD |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-9665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N |
| Legal Description | 1 ST BRK HS/1978 12X46 VI 13 & LT @ MTN VIEW SUB |
| Legal Subdivision | MT VIEW SUB |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | WILLIAMSBURG |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 920502 |
315 Mountain View Rd is owned and occupied by an individual.
Source: Whitley County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 MOUNTAIN VIEW RD, WILLIAMSBURG, KY 40769-9665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 30, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 26, 2023 | Warranty Deed, Transfer KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TTL I |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 315 MOUNTAIN VIEW RD, WILLIAMSBURG, KY 40769-9665 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 315 MOUNTAIN VIEW RD, WILLIAMSBURG, KY 40769-9665 |
| Investor | Possibly a Property Investor |
| Document Number | 00M732/684 |
|---|---|
| Date | Sep 3, 2025 |
| Book Page | M732/684 |
| Instrument | 343813 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 315 MOUNTAIN VIEW RD, WILLIAMSBURG, KY 40769-9665 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 315 MOUNTAIN VIEW RD, WILLIAMSBURG, KY 40769-9665 |
| Investor | Possibly a Property Investor |
| Document Number | 00M718/451 |
|---|---|
| Date | Jul 30, 2024 |
| Book Page | M718/451 |
| Instrument | 319170 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Sep 26, 2023 |
| Property Address | 315 MOUNTAIN VIEW RD, WILLIAMSBURG, KY 40769-9665 |
| Document Number | 00D577/132 |
| Book / Page | D577 / 132 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 300101 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TTL I |
| Amount | Amount on Record |
|---|---|
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 MOUNTAIN VIEW RD, WILLIAMSBURG, KY 40769-9665 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 315 Mountain View Rd was $1,756, up 7.7% from the year before.
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Unified School District | Whitley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,756.00 (+7.73%) | $224,000 (-) | $224,000 (-) |
| 2024 | $1,630.00 (-2.45%) | $224,000 (-) | $224,000 (-) |
| 2023 | $1,671.00 | $224,000 | $224,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Mountain View Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Mountain View Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 88% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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