Bay County property record for 315 Memory Ln, Panama City Beach, FL 32413 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,807 sqft · built 1998 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Aug 2012) |
| Tax Bill | $4,776 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 36459-716-000 |
| Primary APN | 36459-716-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,807 sqft Heated Area |
| Gross Area | 2,653 sqft |
| 1st Floor Area | 1,807 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 140 ft deep x 78 ft wide |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 765 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 426 sqft |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 315 MEMORY LN |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32413-3205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHFIELD SECTION 1 LOT 8 BLK A ORB 4631 P 1970 |
| Legal Range | 17W |
| Legal Township | 03S |
| Legal Section | 05 |
| Legal Subdivision | SOUTHFIELDS |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 2707 |
Source: Bay County records · APN 36459-716-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 CART PATH WAY, BONAIRE, GA 31005-4765 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2012 · Amount on Record |
| Deed Sale | Aug 21, 2012 · Amount on Record |
| Prior Sale | Aug 21, 2012 · Amount on Record |
| Deed Document Number | 0034350386 |
| Last Transfer Date | Nov 17, 2022 |
| Transfer Doc | 0046311970 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 17, 2022 |
| Property Address | 315 MEMORY LN, PANAMA CITY BEACH, FL 32413-3205 |
| Document Number | 0046311970 |
| Book / Page | 4631 / 1970 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022083211 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 307 W MANHATTAN AVE, MANHATTAN, MT 59741-2276 |
| Name | Verified Name |
|---|---|
| Address | 204 CART PATH WAY, BONAIRE, GA 31005-4765 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,776.00 (+20.33%) | $437,187 (+26.66%) Land $141,047 Building $296,140 | $437,187 (+26.66%) Land $141,047 Building $296,140 |
| 2023 | $3,969.00 (+16.26%) | $345,177 (+7.04%) Land $115,047 Building $230,130 | $345,177 (+7.04%) Land $115,047 Building $230,130 |
| 2022 | $3,414.00 | $322,480 Land $104,012 Building $218,468 | $322,480 Land $104,012 Building $218,468 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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