315 McDonald Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 315 McDonald Rd, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,536 sqft · built 1989
Lot Size2.06 acres (90,082 sqft)
OwnerIndividual Name on File
Tax Bill$10,662 (2025)
Deeds & MortgagesApr 2021 Transfer
Flood ZoneZone X (minimal risk)
APN041-771-14

Property Details

APN / Parcel Number

Primary APN041-771-14
Alternative APNs
  • 041-771-14-000
  • 04113231000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,536 sqft Living Area
Gross Area2,993 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1990
Construction TypeWood
Roof MaterialTile
Lot Area90,082 sqft
TerrainSteep
Garage TypeAttached
Garage Area457 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number04113231000
Street Address315 MCDONALD RD
CityAPTOS
StateCA
Zip95003-9608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT B MAP 000006 00048
Legal Lot NumberB
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1001
Census Tract122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address315 MCDONALD RD, APTOS, CA 95003-9608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 26, 2021
Transfer Doc0000018710
Record UpdatedSep 20, 2026

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSANTA CRUZ CA
Recording DateApr 1, 2021
Property Address315 MCDONALD RD, APTOS, CA 95003-9608
Document Number0000018710
Map ReferenceVOL 6 PG 48
Instrument DateFeb 26, 2021
Instrument2021-0018710
Transaction TypeTransfer
Record UpdatedJul 13, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 MCDONALD RD, APTOS, CA 95003-9608

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$928,127 (+2%) Land $450,762 Building $477,365
2025$10,662.00 (+10.26%) Homeowner's exemption$909,929 (+4.04%) Land $441,924 Building $468,005
2023$9,670.00 (+1.86%) Homeowner's exemption$874,594 Land $424,763 Building $449,831$1,543,500
2022$9,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL WATER DISTRICT
serves 2,726 people · EPA ID CA4410018
Water SourceGroundwater
Last State InspectionSep 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: AT&T, Cruzio, Etheric Networks, Xfinity.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on McDonald Rd

Nearby Streets

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