315 Main St, Steilacoom, WA 98388 Property Records

Pierce County property record for 315 Main St, Steilacoom, WA 98388

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 3,303 sqft · built 1938
Lot Size	0.166 acres (7,240 sqft)
Owner	2 Individual Names on File
Last Sale	$801,819 (Aug 2018)
Tax Bill	$7,596 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`230500-1-620`

Property Details

APN / Parcel Number

Primary APN	`230500-1-620`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,303 sqft Living Area
Gross Area	3,968 sqft
Basement Area	1,120 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,240 sqft (0.166 acres)
Garage Type	Attached
Garage Area	665 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Deck Area	526 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	315 MAIN ST
City	STEILACOOM
State	WA
Zip	98388-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7.2
Legal Description	SECTION 31 TOWNSHIP 20 RANGE 02 QUARTER 43 BALCHS: BALCHS L 8 B 40
Legal Range	02
Legal Township	20
Legal Section	31
Legal Subdivision	BALCHS
Legal Block	40
Legal Lot Number	8
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2016
Census Tract	72109

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Steilacoom Historic District listed 1975 · 41 contributing resources · NRIS 75001865

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

315 Main St is owned and occupied by two individuals who bought it in August 2018.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	315 MAIN ST, STEILACOOM, WA 98388-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Aug 10, 2018	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2018 · Amount on File
Deed Sale	Aug 10, 2018 · Amount on File
Deed Document Number	2018603
Prior Transfer Date	Jan 5, 2015
Prior Transfer Doc	0000000448
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	315 MAIN ST, STEILACOOM, WA 98388-2103
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009280992
Date	Sep 28, 2020
Instrument	202009280992

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 10, 2018
Property Address	315 MAIN ST, STEILACOOM, WA 98388-2103
Document Number	0008100603
Map Reference	VOL 1 PG 3
Instrument Date	Aug 9, 2018
Instrument	201808100603
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	WFG NATIONAL TITLE COMPANY O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,277.38
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 MAIN ST, STEILACOOM, WA 98388-2103

Mortgage

Document Number	0008100604
Date	Aug 10, 2018
Instrument	201808100604

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 315 Main St was $7,596, up 3.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Steilacoom Town
Unified School District	Steilacoom Historical School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,596.00 (+3.66%)	$947,300 Land $434,500 Building $512,800	$947,300 Land $434,500 Building $512,800
2025	$7,328.00 (-2.72%)
2024	$7,533.00 (-4.21%)	$874,900 (-4.94%) Land $429,100 Building $445,800	$874,900 (-4.94%) Land $429,100 Building $445,800
2023	$7,864.00	$920,400 Land $441,700 Building $478,700	$920,400 Land $441,700 Building $478,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STEILACOOM serves 8,545 people · EPA ID WA5384000
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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