315 Luce St, Dalzell, IL 61320 Property Records

Bureau County property record for 315 Luce St, Dalzell, IL 61320

Property Summary

Property Type	Single Family Home
Details	built 1976
Lot Size	0.311 acres (13,550 sqft)
Owner	Individual Name on Record
Last Sale	$81,000 (Feb 2019)
Tax Bill	$3,190 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-24-327-004`

Property Details

APN / Parcel Number

Primary APN	`18-24-327-004`
Alternative APN	`3591`

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	13,550 sqft (0.311 acres)

Location & Zoning

Account Number	1824327004
Street Address	315 LUCE ST
City	DALZELL
State	IL
Zip	61320-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DALZELL-DESERF'S SD L 8 BLK 2 D 19-0572
Legal Range	11
Legal Township	16
Legal Section	24
Legal Subdivision	DESERF'S SD
Legal Block	2
Legal Lot Number	8
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1056
Census Tract	965100

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 LUCE ST, DALZELL, IL 61320-9702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL BANK
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PERU FSB
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL BANK
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL BANK
Feb 21, 2019	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Dec 28, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2019 · Amount on Record
Deed Sale	Feb 21, 2019 · Amount on Record
Prior Sale	Dec 28, 2018
Deed Document Number	2019572
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	315 LUCE ST, DALZELL, IL 61320-9702
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R03121
Date	Aug 19, 2022
Instrument	2022R03121

Lender

Name	NORTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2042

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	315 LUCE ST, DALZELL, IL 61320-9702
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00551
Date	Feb 10, 2021
Instrument	2021R00551

Lender

Name	PERU FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	315 LUCE ST, DALZELL, IL 61320-9702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R01509
Date	Apr 20, 2020
Instrument	2020R01509

Lender

Name	NORTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2030

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	315 LUCE ST, DALZELL, IL 61320-9702
Transaction Type	Mortgage
Record Updated	Aug 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R03042
Date	Aug 19, 2019
Instrument	2019R03042

Lender

Name	NORTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2029

Interest

Rate Type	Fixed Rate

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Feb 21, 2019
Property Address	315 LUCE ST, DALZELL, IL 61320-9702
Document Number	2019R00572
Instrument Date	Feb 5, 2019
Instrument	2019R00572
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$121.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 7TH ST, PERU, IL 61354-2429

December 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BUREAU IL
Recording Date	Dec 28, 2018
Property Address	315 LUCE ST, DALZELL, IL 61320-9702
Document Number	2018R04953
Instrument Date	Dec 20, 2018
Instrument	2018R04953
Transaction Type	Foreclosure
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Dalzell Village
Elementary School District	Dalzell School District 98 (KG - 08)
Secondary School District	Hall High School District 502 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,190.00 (+14.75%)	$39,244 (+15.77%) Land $3,926 Building $35,318	$117,732 (+15.77%) Land $11,778 Building $105,954
2023		$33,898 Land $3,391 Building $30,507	$101,694 Land $10,173 Building $91,521
2022	$2,780.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DALZELL serves 663 people · EPA ID IL0110250
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	100 / 20

May also be available: IVNet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Luce St

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