315 Lower Ridge Rd, Conway, AR 72032 Property Records

Faulkner County property record for 315 Lower Ridge Rd, Conway, AR 72032

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,277 sqft · built 1988
Lot Size2.43 acres (105,851 sqft)
OwnerIndividual Name on File
Last Sale$49,000 (Dec 2012)
Tax Bill$683 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Dec 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN001-09643-000

Property Details

APN / Parcel Number

Primary APN001-09643-000
Alternative APNs
  • 14511.0
  • 14511

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,277 sqft Living Area
1st Floor Area1,277 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1991
Architectural StyleMobile Home
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAluminum
Lot Area105,851 sqft
Garage TypeDetached
Garage Area375 sqft
DrivewayConcrete Driveway
Driveway Area600 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Deck AreaDeck Area
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address315 LOWER RIDGE RD
CityCONWAY
StateAR
Zip72032-8514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW SE LIBERTY FD 62
Legal Range13W
Legal Township06N
Legal Section34
JurisdictionFAULKNER AR
Township / Civil DivisionCADRON
Census Block Group2
Census Block2009
Census Tract30402

Owner

315 Lower Ridge Rd is owned and occupied by an individual who bought it in December 2012.

Source: Faulkner County records, as of August 31, 2026

Owner of RecordIndividual Name on File
Mailing Address315 LOWER RIDGE RD, CONWAY, AR 72032-8514
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Warranty Deed, Transfer · Conventional Mortgage
ARVEST BANK
Dec 15, 2017Loan Modification, Mortgage · Conventional Mortgage
BANK OF THE OZARKS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2012 · Amount on File
Deed SaleDec 5, 2012 · Amount on File
Prior SaleJul 11, 2008
Deed Document Number201220911
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAULKNER AR
Recording DateOct 12, 2021
Property Address315 LOWER RIDGE RD, CONWAY, AR 72032-8514
Document Number0000021298
Instrument DateSep 30, 2021
Instrument202121298
Transaction TypeTransfer
Record UpdatedOct 20, 2021
Title CompanyWACO TITLE COMPANY CONWAY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$277.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 LOWER RIDGE RD, 315, CONWAY, AR 72032-8514

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 CEDAR LOOP, FLORAL, AR 72534-9791

Mortgage

Document Number0000021299
DateOct 12, 2021
Instrument202121299
Lender
NameARVEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateOct 1, 2026
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change4.87%
Index1-Year CMT
Margin3
Max Rate7.87%

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFAULKNER AR
Property Address315 LOWER RIDGE RD, CONWAY, AR 72032-8514
Document Number0000000112
Instrument DateDec 15, 2017
Transaction TypeMortgage
Record UpdatedJan 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address100 CEDAR LOOP FLORAL AR 725349791, FLORAL, AR 72534-9791

Mortgage

Document Number0000000112
DateJan 3, 2018
Instrument112
Lender
NameBANK OF THE OZARKS
TypeBank
AddressCONWAY, AR 72032
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueJan 2, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 315 Lower Ridge Rd was $683 with a homeowner's exemption, up 413.5% from the year before.

Source: Faulkner County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateArkansas
CountyFaulkner County
Unified School DistrictConway Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$683.00 (+413.53%) Homeowner's exemption$14,720 (-) Land $6,860 Building $7,860$73,600 Land $34,300 Building $39,300
2025$133.00 Homeowner's exemption$14,720 Land $6,860 Building $7,860
2024$73,600 (+7.37%) Land $34,300 Building $39,300
2023$636.00 Homeowner's exemption$13,710 Land $6,860 Building $6,850$68,550 Land $34,300 Building $34,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 Lower Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Lower Ridge Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 83% of Arkansas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
TCW
Fixed Wireless
100 / 20
Swyft Connect
Cable
50 / 5
AT&T
Fixed Wireless · DSL
25 / 3

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