315 Los Altos Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 315 Los Altos Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,716 sqft · built 2022
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on Record
Last Sale	$2,494,818 (Aug 2022)
Tax Bill	$30,956 (2025)
Deeds & Mortgages	Aug 2022 Sale Nov 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`044-203-30`

Property Details

APN / Parcel Number

Primary APN	`044-203-30`
Alternative APN	`044-203-30-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,716 sqft Living Area
Gross Area	3,444 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,445 sqft (0.125 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	315 LOS ALTOS DR
City	APTOS
State	CA
Zip	95003-5223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Subdivision	APTOS BEACH CC PROPERTIES
Legal Lot Number	24
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1019
Census Tract	122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34991 SKY RANCH RD, CARMEL VALLEY, CA 93924-9323
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Nov 17, 2017	Deed of Trust, Mortgage · Commercial Mortgage SANTA CRUZ COUNTY BANK
Feb 22, 2022	Intrafamily Transfer, Transfer
Nov 24, 2020	Grant Deed, Transfer POTTER JOHN TRUST (RT)
Jun 13, 2020	Loan Modification, Mortgage FIRST AMERICAN TITLE
Sep 13, 2019	Loan Modification, Mortgage SANTA CRUZ CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	202224339
Prior Transfer Date	Dec 23, 2021
Prior Transfer Doc	0000005878
Record Updated	Sep 20, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 26, 2022
Property Address	315 LOS ALTOS DR, APTOS, CA 95003-5223
Document Number	0000024339
Map Reference	MB 23 PG 1
Instrument Date	Aug 24, 2022
Instrument	2022-0024339
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,744.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34991 SKY RANCH RD, CARMEL VALLEY, CA 93924-9323

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	315 LOS ALTOS DR, APTOS, CA 95003-5223
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038784
Date	Nov 17, 2017
Instrument	2017-0038784

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 22, 2022
Property Address	315 LOS ALTOS DR, APTOS, CA 95003-5223
Document Number	0000005878
Map Reference	MB 23 PG 1
Instrument Date	Dec 23, 2021
Instrument	2022-0005878
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 PALM AVE, MODESTO, CA 95350-5419

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 24, 2020
Property Address	315 LOS ALTOS DR, APTOS, CA 95003-5223
Document Number	0000050255
Instrument Date	Nov 20, 2020
Instrument	50255
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$338.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	113 PALM AVE MODESTO CA 953505419, MODESTO, CA 95350-5419
Investor	Possibly a Property Investor

Mortgage

Document Number	52251
Date	Nov 24, 2020
Instrument	52251

Lender

Name	POTTER JOHN TRUST (RT)
Address	2909 COFFEE RD # 12B, MODESTO, CA 95355-1751

Agreement

Amount	Amount Recorded

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	315 LOS ALTOS DR, APTOS, CA 95003-5223
Document Number	0000031533
Instrument Date	Jun 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	806 CRESTA VISTA WAY APTOS CA 950035502, APTOS, CA 95003-5502

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	315 LOS ALTOS DR, APTOS, CA 95003-5223
Document Number	0000033952
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	806 CRESTA VISTA WAY APTOS CA 950035502, APTOS, CA 95003-5502

Mortgage

Document Number	0000033952
Date	Nov 1, 2019
Instrument	33952

Lender

Name	SANTA CRUZ CNTY BK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Term	12 Months
Due	Oct 31, 2020

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,647,714 (+2%) Land $1,853,400 Building $794,314
2025	$30,956.00 (+9.98%)	$2,595,798 (+4.04%) Land $1,817,059 Building $778,739
2023	$28,146.00 (+539.68%)	$2,495,000 Land $1,746,500 Building $748,500	$2,193,210
2022	$4,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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