315 Loblolly Cir, Midway, FL 32343 Property Records

Gadsden County property record for 315 Loblolly Cir, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 2019
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Oct 2019)
Tax Bill	$3,354 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-06-1N-2W-1538-0000L-0070`

Property Details

APN / Parcel Number

Primary APN	`4-06-1N-2W-1538-0000L-0070`
Alternative APN	`1234700000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,638 sqft Heated Area
Gross Area	2,174 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Terrain	Other
Garage Area	400 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1234700000
Street Address	315 LOBLOLLY CIR
City	MIDWAY
State	FL
Zip	32343-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 868 P 1169 OR 634 P 757 OR
Legal Range	02W
Legal Township	01N
Legal Section	06
Legal Subdivision	RUSTLING PINES
Legal Block	L
Legal Lot Number	7
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	2
Census Block	2041
Census Tract	20600

Owner

315 Loblolly Cir is owned and occupied by an individual who bought it in October 2019.

Source: Gadsden County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	315 LOBLOLLY CIR, MIDWAY, FL 32343-4212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLESSOUTH BANK
Oct 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
Oct 11, 2019	Warranty Deed, Transfer · FHA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on File
Deed Sale	Oct 11, 2019 · Amount on File
Prior Sale	Feb 27, 2006 · Amount on File
Deed Document Number	190008339
Deed Book / Page	868 / 1169
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	315 LOBLOLLY CIR, MIDWAY, FL 32343-4212
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008630696
Date	Jun 7, 2019
Book Page	863/0696
Instrument	190004944

Lender

Name	PEOPLESSOUTH BANK
Type	Bank
Address	TALLAHASSEE, FL 32309

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	May 30, 2020

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	315 LOBLOLLY CIR, MIDWAY, FL 32343-4212
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 LOBLOLLY CIR, MIDWAY, FL 32343-4212

Mortgage

Document Number	0008850132
Date	Oct 23, 2020
Book Page	885/132
Instrument	200007800

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Oct 11, 2019
Property Address	315 LOBLOLLY CIR, MIDWAY, FL 32343-4212
Document Number	0008681169
Book / Page	868 / 1169
Map Reference	MB 2 PG 110
Instrument Date	Oct 9, 2019
Instrument	190008339
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ADVANTAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,246.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 LOBLOLLY CIR, MIDWAY, FL 32343-4212

Mortgage

Document Number	0008681171
Date	Oct 11, 2019
Instrument	868/1171

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 315 Loblolly Cir was $3,354 with a homeowner's exemption, up 3.5% from the year before.

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,354.00 (+3.49%) Homeowner's exemption	$220,576 (+2.9%)	$253,635 (+5.53%) Land $40,500 Building $213,135
2024	$3,241.00 (+2.34%) Homeowner's exemption	$214,360 (+3%)	$240,339 (+6%) Land $37,000 Building $203,339
2023	$3,167.00 (+3.5%) Homeowner's exemption	$208,117 (+3%)	$226,742 (+6.3%) Land $30,000 Building $196,742
2022	$3,060.00 Homeowner's exemption	$202,056	$213,303 Land $22,000 Building $191,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Loblolly Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Loblolly Cir is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Loblolly Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures