315 Libby St, Osceola, MO 64776 Property Records

St. Clair County property record for 315 Libby St, Osceola, MO 64776

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,390 sqft · built 1920
Owner	Individual Name on Record
Tax Bill	$730 (2023)
Deeds & Mortgages	Jun 2025 Mortgage Nov 2022 Mortgage
APN	`09-4.0-20-001-002-001.00`

Property Details

APN / Parcel Number

Primary APN	`09-4.0-20-001-002-001.00`
Alternative APN	`6589`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Mixed
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	315 LIBBY ST
City	OSCEOLA
State	MO
Zip	64776-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 90' LOT 7 PM COX ADDITION TO OSCEOLA
Legal Subdivision	COX ADDN
Legal Lot Number	7
Jurisdiction	SAINT CLAIR MO
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1043
Census Tract	480300

Owner

Source: St. Clair County records, as of February 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	315 LIBBY ST, OSCEOLA, MO 64776-2833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2025	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Nov 15, 2022	Warranty Deed, Transfer · Closed-End Mortgage ST CLAIR COUNTY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025
Deed Sale	Jun 5, 2025
Prior Sale	Nov 15, 2022
Deed Document Number	0000659458
Deed Book / Page	659 / 458
Prior Transfer Date	Jun 4, 2025
Prior Transfer Doc	000659/458
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MO
Recording Date	Jun 4, 2025
Property Address	315 LIBBY ST, OSCEOLA, MO 64776-2833
Document Number	000659/458
Book / Page	659 / 458
Instrument Date	Jun 3, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 LIBBY ST, OSCEOLA, MO 64776-2833

Mortgage

Document Number	0000659459
Date	Jun 4, 2025
Instrument	659/459

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MO
Recording Date	Nov 15, 2022
Property Address	315 LIBBY ST, OSCEOLA, MO 64776-2833
Document Number	000647/238
Book / Page	647 / 238
Instrument Date	Nov 14, 2022
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 LIBBY ST, OSCEOLA, MO 64776-2833
Investor	Possibly a Property Investor

Mortgage

Document Number	0000647240
Date	Nov 15, 2022
Instrument	647/240

Lender

Name	ST CLAIR COUNTY STATE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Feb 2, 2028

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Clair County
Municipality	Osceola City
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,600 (-)	$61,300 (-) Land $2,900 Building $58,400
2024		$11,600 (-3.33%)
2023	$730.00	$12,000	$61,300 Land $2,900 Building $58,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA PWS serves 947 people · EPA ID MO5010612
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30
Brightspeed DSL	100 / 10

May also be available: AT&T, Rocket Connect, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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