Frederick County property record for 315 Laurel Dr, Cross Junction, VA 22625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,492 sqft · built 2017 |
| Lot Size | 0.23 acres (10,077 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (May 2020) |
| Tax Bill | $1,717 (2026) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A088A-4-58 |
| Primary APN | 18A088A-4-58 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| Gross Area | 3,500 sqft |
| 1st Floor Area | 928 sqft |
| Basement Area | 928 sqft |
| Unfinished Basement | 928 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,077 sqft (0.23 acres) |
| Terrain | Wooded |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 192 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8002864 |
|---|---|
| Street Address | 315 LAUREL DR |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-2561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LAKE HOLIDAY EST. L58 P4 S.8A |
| Legal Subdivision | LAKE HOLIDAY |
| Legal Phase | 4 |
| Legal Lot Number | 58 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 50300 |
315 Laurel Dr is owned and occupied by an individual who bought it in May 2020.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 LAUREL DR, CROSS JUNCTION, VA 22625-2561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2020 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Mar 27, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2020 · Amount on File |
| Deed Sale | May 28, 2020 · Amount on File |
| Prior Sale | Mar 27, 2017 · Amount on File |
| Deed Document Number | 20206363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | May 28, 2020 |
| Property Address | 315 LAUREL DR, CROSS JUNCTION, VA 22625-2561 |
| Document Number | 0000006363 |
| Instrument Date | May 28, 2020 |
| Instrument | 6363 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2020 |
| Title Company | RGS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 LAUREL DR CROSS JUNCTION VA 226252561, CROSS JUNCTION, VA 22625-2561 |
| Document Number | 6364 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 6364 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Mar 27, 2017 |
| Property Address | 315 LAUREL DR, CROSS JUNCTION, VA 22625-2561 |
| Document Number | 0000003020 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 3020 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $215.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 315 LAUREL DR CROSS JUNCTION VA 226252561, CROSS JUNCTION, VA 22625-2561 |
The 2026 property tax bill for 315 Laurel Dr was $1,717, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,717.00 (+10.42%) | $323,900 Land $58,000 Building $265,900 | $323,900 Land $58,000 Building $265,900 |
| 2025 | $1,555.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Laurel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Laurel Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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