State of Hawaii and Hawaii County property record for 315 Kuhilani Pl, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1981 |
| Lot Size | 0.351 acres (15,267 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Jul 1995) |
| Tax Bill | $598 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-013-197 |
| Primary APN | 3-2-4-013-197 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 15,267 sqft (0.351 acres) |
| Garage Type | Carport |
| Garage Area | 660 sqft |
| Carport | Carport |
| Carport Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 315 KUHILANI PL |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-3182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1C |
| Legal Subdivision | PUAINAKO HOUSELOTS |
| Legal Lot Number | 43 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20701 |
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 KUHILANI PL, HILO, HI 96720-3182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2019 | Deed of Trust, Mortgage · Line of Credit AMERICAN SAVINGS BANK FSB |
| Dec 29, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 1995 · Amount on File |
| Deed Sale | Jul 3, 1995 · Amount on File |
| Deed Document Number | 199586869 |
| Prior Transfer Date | Jun 26, 1995 |
| Prior Transfer Doc | 0000086869 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 315 KUHILANI PL, HILO, HI 96720-3182 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A70470440 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | A-70470440 |
| Name | AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96813 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 315 KUHILANI PL, HILO, HI 96720-3182 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A76680103 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | A-76680103 |
| Name | AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96817 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,500 (+3.01%) Land $73,000 Building $217,500 | $490,900 (-2.44%) Land $234,400 Building $256,500 | |
| 2025 | $598.00 (-5.08%) | $282,000 (+2.99%) Land $73,000 Building $209,000 | $503,200 (+7.27%) Land $246,700 Building $256,500 |
| 2024 | $273,800 (+3.01%) Land $73,000 Building $200,800 | $469,100 (+8.69%) Land $224,500 Building $244,600 | |
| 2023 | $630.00 Homeowner's exemption | $265,800 Land $73,000 Building $192,800 | $431,600 Land $204,100 Building $227,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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