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315 Kolmer Ave, Waterloo, IL 62298 Property Records

Monroe County property record for 315 Kolmer Ave, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,858 sqft · built 2022
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$456,500 (May 2025)
Tax Bill$8,570 (2025)
Deeds & MortgagesNov 2025 Transfer
Dec 2022 Sale & Mortgage
+ 8 more
Flood ZoneZone X (minimal risk)
APN07-24-166-006-000

Property Details

APN / Parcel Number

Primary APN07-24-166-006-000

Interior

Bedrooms3 Beds
Building Area1,858 sqft Living Area
1st Floor Area1,858 sqft
Basement Area1,858 sqft
Unfinished Basement1,858 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address315 KOLMER AVE
CityWATERLOO
StateIL
Zip62298-1092
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR2
Legal DescriptionLOT 6 KOLMER FARM ESTATES 2ND ADDN
Legal Range10W
Legal Township02S
Legal Section24
Legal SubdivisionKOLMER FARM ESTATES
Legal Lot Number6
JurisdictionMONROE IL
Township / Civil Division16
Census Block Group3
Census Block3000
Census Tract600401

Owner

315 Kolmer Ave is owned and occupied by an individual who bought it in May 2025.

Source: Monroe County records, as of October 16, 2026

Owner of RecordIndividual Name on File
Mailing Address315 KOLMER AVE, WATERLOO, IL 62298-1092
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2025Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 28, 2022Corporation Deed, Subdivision Related Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP
Sep 29, 2021Warranty Deed, Transfer · Commercial Mortgage
CITIZENS COMMUNITY BANK
Jul 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 29, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2025 · Amount on File
Deed SaleMay 1, 2025 · Amount on File
Prior SaleDec 28, 2022 · Amount on File
Deed Document Number2025437402
Prior Transfer DateJul 8, 2020
Prior Transfer Doc0000409808
Record UpdatedOct 29, 2026

November 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMONROE IL
Recording DateNov 6, 2025
Property Address315 KOLMER AVE, WATERLOO, IL 62298-1092
Document Number0000439970
Map ReferenceDOC 361853
Instrument DateNov 6, 2025
Instrument439970
Transaction TypeTransfer
Record UpdatedNov 19, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 KOLMER AVE, WATERLOO, IL 62298-1092

December 2022: Corporation Deed, Subdivision Related Transfer

Document TypeCorporation Deed
JurisdictionMONROE IL
Recording DateDec 28, 2022
Property Address315 KOLMER AVE, WATERLOO, IL 62298-1092
Document Number0000427426
Map ReferenceDOC 361853
Instrument DateDec 23, 2022
Instrument427426
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 3, 2023
Title CompanyACCENT TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1230 COLUMBIA CTR, COLUMBIA, IL 62236-2560

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address315 KOLMER AVE, WATERLOO, IL 62298-1092

Mortgage

Document Number0000427427
DateDec 28, 2022
Instrument427427
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053
Interest
Rate TypeFixed Rate

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateSep 29, 2021
Property Address315 KOLMER AVE, WATERLOO, IL 62298-1092
Document Number0000419886
Instrument DateSep 27, 2021
Instrument419886
Transaction TypeTransfer
Record UpdatedApr 3, 2023

Transaction

AmountAmount on Record
Tax$73.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1230 COLUMBIA CTR, COLUMBIA, IL 62236-2560

Mortgage

Document Number0000419887
DateSep 29, 2021
Instrument419887
Lender
NameCITIZENS COMMUNITY BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateJul 29, 2020
Property Address315 KOLMER AVE, WATERLOO, IL 62298-1092
Document Number0000409807
Instrument DateJul 28, 2020
Instrument409807
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4495 FORDER GROVE CT ST LOUIS MO 631296841, ST LOUIS, MO 63129-6841

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateJul 29, 2020
Property Address315 KOLMER AVE, WATERLOO, IL 62298-1092
Document Number0000409810
Instrument DateJul 28, 2020
Instrument409810
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4495 FORDER GROVE CT ST LOUIS MO 631296841, ST LOUIS, MO 63129-6841

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateJul 29, 2020
Property Address315 KOLMER AVE, WATERLOO, IL 62298-1092
Document Number0000409809
Instrument DateJul 28, 2020
Instrument409809
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4495 FORDER GROVE CT ST LOUIS MO 631296841, ST LOUIS, MO 63129-6841

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateJul 29, 2020
Property Address315 KOLMER AVE, WATERLOO, IL 62298-1092
Document Number0000409808
Instrument DateJul 28, 2020
Instrument409808
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4495 FORDER GROVE CT ST LOUIS MO 631296841, ST LOUIS, MO 63129-6841

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateJul 29, 2020
Property Address315 KOLMER AVE, WATERLOO, IL 62298-1092
Document Number0000409811
Instrument DateJul 28, 2020
Instrument409811
Transaction TypeTransfer
Record UpdatedAug 17, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4495 FORDER GROVE CT ST LOUIS MO 631296841, ST LOUIS, MO 63129-6841

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateJul 29, 2020
Property Address315 KOLMER AVE, WATERLOO, IL 62298-1092
Document Number0000409806
Instrument DateJul 24, 2020
Instrument409806
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4495 FORDER GROVE CT ST LOUIS MO 631296841, ST LOUIS, MO 63129-6841

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE IL
Recording DateJul 29, 2020
Property Address315 KOLMER AVE, WATERLOO, IL 62298-1092
Document Number0000409805
Instrument DateJul 17, 2020
Instrument409805
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,300.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4495 FORDER GROVE CT ST LOUIS MO 631296841, ST LOUIS, MO 63129-6841

Tax Assessment & Valuation

The 2025 property tax bill for 315 Kolmer Ave was $8,570, up 1% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,570.00 (+10.03%) Homeowner's exemption$146,210 (+6.26%) Land $17,180 Building $129,030$438,630 (+6.26%) Land $51,540 Building $387,090
2024$7,789.00 Additional exemption filed$137,599 Land $16,739 Building $120,860$412,797 Land $50,217 Building $362,580
2022$15,650 Land $15,650$46,950 Land $46,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 315 Kolmer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Kolmer Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Harrisonville Telephone Company
Fiber · DSL		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: ClearWave, Wisper ISP.

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