Carroll County property record for 315 Kolbe Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,051 sqft · built 1970 |
| Lot Size | 0.43 acres (18,730 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $243,000 (Oct 2013) |
| Tax Bill | $3,214 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-008961 |
| Primary APN | 07-008961 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,051 sqft Total Area |
| Basement Area | 456 sqft |
| Finished Basement | 456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,730 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 80 sqft |
| Deck Area | 405 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 008961 |
|---|---|
| Street Address | 315 KOLBE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 19 - 18730 SF KOLBE RD 4-51 SC B MAPLECREST |
| Legal Subdivision | MAPLECREST |
| Legal Lot Number | 19 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 507802 |
315 Kolbe Rd is owned and occupied by two individuals who bought it in October 2013.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 KOLBE RD, WESTMINSTER, MD 21157-5924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST HM MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2013 · Amount on File |
| Deed Sale | Oct 17, 2013 · Amount on File |
| Deed Book / Page | 7510 / 12 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 315 KOLBE RD, WESTMINSTER, MD 21157-5924 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0104040463 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 10404/463 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 315 KOLBE RD, WESTMINSTER, MD 21157-5924 |
| Document Number | 0096290192 |
| Instrument Date | Apr 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 315 KOLBE RD WESTMINSTER MD 211575924, WESTMINSTER, MD 21157-5924 |
| Document Number | 0096290192 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 009629/000192 |
| Name | FIRST HM MTG CORP |
|---|---|
| Address | BALTIMORE, MD 21236 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2050 |
The 2026 property tax bill for 315 Kolbe Rd was $3,214 with a homeowner's exemption, up 5.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,214.00 (+5.2%) Homeowner's exemption | $310,200 Land $90,000 Building $220,200 | $310,200 Land $90,000 Building $220,200 |
| 2025 | $3,055.00 Homeowner's exemption | ||
| 2023 | $2,718.00 Homeowner's exemption | $240,600 Land $90,000 Building $150,600 | $240,600 Land $90,000 Building $150,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Kolbe Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Kolbe Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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