315 Keltner Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 315 Keltner Ct, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,290 sqft · built 2002
Lot Size	0.19 acres (8,288 sqft)
Owner	2 Trust Names on File
Last Sale	$177,600 (Jul 2002)
Tax Bill	$2,519 (2025)
Deeds & Mortgages	May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R32-223-18-3507-0000-4350`

Property Details

APN / Parcel Number

Primary APN	`R32-223-18-3507-0000-4350`
Alternative APNs	`01431882` `1431882`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,290 sqft Living Area
Gross Area	3,203 sqft
1st Floor Area	2,290 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,288 sqft (0.19 acres)
Garage Type	Attached
Garage Area	686 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	227 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01431882
Street Address	315 KELTNER CT
City	SPRING HILL
State	FL
Zip	34609-0228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLINGTON AT SEVEN HILLS PH 5A LOT 435
Legal Range	18E
Legal Township	23S
Legal Section	32
Legal Subdivision	WELLINGTON AT SEVEN HILLS PH5A
Legal Lot Number	435
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1009
Census Tract	40913

Owner

315 Keltner Ct is owner-occupied and held in a trust since September 2003.

Source: Hernando County records, as of July 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	315 KELTNER CT, SPRING HILL, FL 34609-0228
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2002 · Amount on File
Deed Sale	Jul 31, 2002 · Amount on File
Deed Book / Page	1556 / 1038
Last Transfer Date	Sep 2, 2003
Transfer Doc	0017260537
Record Updated	Sep 20, 2026

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	315 KELTNER CT, SPRING HILL, FL 34609-0228
Document Number	0034711148
Book / Page	003471 / 001148
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	315 KELTNER CT SPRING HILL FL 346090228, SPRING HILL, FL 34609-0228

Mortgage

Document Number	0034711148
Date	May 19, 2017
Book Page	003471/001148
Instrument	29019

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 315 Keltner Ct was $2,519 with exemptions applied.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,519.00 Homeowner's exemption Widower's exemption	$173,438	$324,687 Land $42,683 Building $282,004
2023		$163,641 Land $163,641
2022	$1,884.00		$349,547 Land $42,683 Building $306,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Keltner Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Keltner Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Keltner Ct

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